:root{--bg:#eaf0f5;--sur:#dae5f1;--prim:#204c79;--anc:#204c79;--acc:#e88017;--ink:#141922;--line:#cdd9e4}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:'Source Sans 3',system-ui,-apple-system,sans-serif;font-size:17px;line-height:1.65}
img{max-width:100%;display:block}a{color:#204c79}
.page{max-width:1180px;margin:0 auto;padding:14px 16px 60px;display:flex;flex-direction:column;gap:clamp(20px,3vw,34px)}
.sp-hd{position:sticky;top:0;z-index:50;padding-top:10px;margin-bottom:calc(-1*clamp(20px,3vw,34px));background:linear-gradient(var(--bg) 76%,transparent)}
.sp-hd+.sp-he,.sp-hd+.pghead,.sp-hd+.thinbanner{margin-top:6px}
.sp-hd .hd-lg{height:38px;width:auto;display:block;flex:none}.sp-hd .hd-b{gap:11px;flex:none}
.sp-hd .hd-nm{max-width:none;flex:none}.sp-hd .hd-bar{gap:16px}.sp-hd .hd-nav{margin-left:8px;gap:2px}
.content-card{background:#fff;color:#2a3340;border:1px solid color-mix(in srgb,#204c79 20%,#fff);border-radius:18px;padding:38px clamp(22px,4vw,52px);box-shadow:0 24px 50px -30px rgba(0,0,0,.55)}
.prose{max-width:820px;margin:0 auto}
.prose>h2:first-child,.prose>p:first-child{margin-top:0}
.prose h2{font-family:'Playfair Display',Georgia,serif;font-size:27px;color:#204c79;margin:34px 0 10px;letter-spacing:-.01em}
.prose h3{font-size:20px;color:#204c79;margin:24px 0 6px}.prose h4{font-size:17px;color:#204c79;margin:18px 0 4px}
.prose p{margin:12px 0}.prose ul{margin:12px 0;padding-left:22px}.prose li{margin:6px 0}.prose strong{color:#204c79}
.prose a{color:#e88017;text-decoration:underline}
.pghead{background:linear-gradient(120deg,#204c79,color-mix(in srgb,#204c79 68%,#000));color:#fff;border-radius:18px;padding:44px clamp(24px,5vw,50px)}
.pghead .bc{font-size:13px;color:#ffffffb0;font-family:ui-monospace,monospace;margin:0 0 12px}.pghead .bc a{color:#fff}
.pghead h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(28px,5vw,44px);margin:0;line-height:1.08;letter-spacing:-.015em;max-width:20ch}

.progsec{margin:0;padding:8px 4px}.progsec .progeb{font-family:ui-monospace,monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#e88017;margin:0 0 6px}
.progh{font-family:'Playfair Display',Georgia,serif;font-size:clamp(24px,3.2vw,32px);color:var(--ink);margin:0 0 20px;letter-spacing:-.01em}
.progcards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.progcards .sp-card{cursor:pointer;transition:transform .18s,box-shadow .18s}.progcards .sp-card:hover{transform:translateY(-4px);box-shadow:0 22px 40px -18px rgba(0,0,0,.6)}
.progcards .sp-card h4{margin:8px 0 4px;color:#204c79}.progcards .sp-card p{color:#5a6b86;font-size:13.5px;margin:0}
.dividerwrap{margin:2px 0;overflow:hidden}.dividerwrap svg{width:100%;height:auto;display:block}
.pghead{position:relative;overflow:hidden}.pgshape{position:absolute;right:14px;bottom:-16px;width:150px;opacity:.42;pointer-events:none}.pgshape svg{width:100%;height:auto;stroke:#fff}
.nav-tog,.nav-burger{display:none}
.mcta{display:none}
@media(max-width:860px){
 body{padding-bottom:72px}
 .mcta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:80;gap:9px;padding:9px 12px;background:#fff;border-top:1px solid #cdd9e4;box-shadow:0 -8px 22px -12px rgba(0,0,0,.28)}
 .mcta-b{flex:1;text-align:center;padding:13px 10px;border-radius:11px;font-weight:800;font-size:14px;text-decoration:none;transition:transform .15s}
 .mcta-b:active{transform:scale(.97)}
 .mcta-b.apply{background:#204c79;color:#fff}
 .mcta-b.call{background:#fff;color:#204c79;box-shadow:inset 0 0 0 2px #204c79}
 .page{padding:10px 12px 40px;gap:12px}.content-card{padding:24px 18px}.pghead{padding:34px 22px}.pghead h1{font-size:29px}.prose h2{font-size:22px}
 .progcards{grid-template-columns:1fr}
 .sp-hd .hd-bar{flex-wrap:wrap;position:relative}.sp-hd .hd-b{flex:1}
 .nav-burger{display:block;order:2;font-size:26px;line-height:1;cursor:pointer;color:#204c79;padding:2px 8px;user-select:none}
 .sp-hd .hd-cta{order:3;margin-left:6px}.sp-hd .hd-cta .hd-ph{display:none}
 .sp-hd .hd-nav{order:5;width:100%!important;flex:1 1 100%!important;min-width:100%!important;box-sizing:border-box;display:flex!important;flex-direction:column!important;align-items:stretch!important;gap:0!important;max-height:0;overflow:hidden;transition:max-height .35s ease;justify-content:flex-start!important}
 .sp-hd .nav-tog:checked~.hd-nav{max-height:900px;margin-top:10px;border-top:1px solid #cdd9e4;padding-top:8px}
 .sp-hd .hd-it{width:100%!important;position:static!important}
 .sp-hd .hd-it>a,.sp-hd .hd-lnk{display:flex!important;width:100%!important;justify-content:flex-start!important;text-align:left;padding:12px 6px!important;box-shadow:none!important;background:none!important;border-radius:0}
 .sp-hd .hd-it>a .car{margin-left:auto!important}
 .sp-hd .hd-pan{position:static!important;display:flex!important;flex-direction:column!important;opacity:1!important;visibility:visible!important;transform:none!important;box-shadow:none!important;border:none!important;background:none!important;min-width:0!important;margin:0!important;padding:0 0 6px 22px!important}
 .sp-hd .hd-pan a{width:100%;padding:9px 6px!important;font-size:13px!important;justify-content:flex-start;color:#204c79!important;opacity:1!important;transform:none!important;visibility:visible!important}
 .sp-hd .hd-pan.grid,.sp-hd .hd-pan.rich{grid-template-columns:1fr!important}
 .sp-ft .ft-grid{grid-template-columns:1fr!important;gap:18px}.sp-ft .ft-r{grid-template-columns:1fr!important}
 .pgshape{width:110px;opacity:.3}
}
@media(min-width:861px) and (max-width:1080px){.progcards{grid-template-columns:1fr 1fr}}
@media(min-width:861px) and (max-width:1040px){.sp-hd .hd-cta .hd-ph{display:none}.sp-hd .hd-nav{gap:1px;margin-left:4px}.sp-hd .hd-it>a,.sp-hd .hd-lnk{padding:8px 9px;font-size:12.5px}}
.thinbanner{background:linear-gradient(120deg,#204c79,color-mix(in srgb,#204c79 62%,#000));color:#fff;border-radius:16px;padding:26px 30px}
.thinbanner .bc{font-family:ui-monospace,SFMono-Regular,monospace;font-size:12px;letter-spacing:.03em;color:#ffffffb3;margin:0 0 8px}.thinbanner .bc a{color:#fff}
.thinbanner h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(24px,3.6vw,34px);line-height:1.12;margin:0;letter-spacing:-.01em}
.thinbanner .tb-sub{margin:9px 0 0;color:#ffffffd6;font-size:15px;max-width:60ch}
.imgband{position:relative;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.86fr);gap:clamp(20px,4vw,48px);align-items:center;padding:8px 4px}
.imgband .ib-tx .eb{font-family:ui-monospace,monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#e88017;margin:0 0 8px}
.imgband .ib-tx h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(23px,3vw,31px);color:var(--ink);margin:0 0 12px;letter-spacing:-.01em;line-height:1.12}
.imgband .ib-tx p{color:color-mix(in srgb,var(--ink) 86%,transparent);margin:10px 0;font-size:15.5px;max-width:52ch}
.imgband .ib-cta{display:inline-block;background:#204c79;color:#fff;border-radius:10px;padding:13px 22px;font-weight:800;font-size:14.5px;text-decoration:none;box-shadow:0 12px 26px -12px rgba(0,0,0,.5);border-bottom:3px solid #e88017;transition:transform .18s ease,box-shadow .18s ease}
.imgband .ib-cta:hover{transform:translateY(-3px);box-shadow:0 18px 32px -12px rgba(0,0,0,.55)}
.imgband .ib-fr{justify-self:center;position:relative}
.imgband .pf{transform:rotate(-2deg)}.imgband .pf img{display:block;width:clamp(260px,34vw,420px);height:auto;aspect-ratio:5/3;object-fit:cover;border-radius:8px 0 17px 4px}
.imgband.flip{direction:rtl}.imgband.flip>*{direction:ltr}.imgband.flip .pf{transform:rotate(2deg)}
.glance{position:relative;padding:8px 4px}.glance .gl-eb{font-family:ui-monospace,monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#e88017;margin:0 0 6px}
.glance .gl-h{font-family:'Playfair Display',Georgia,serif;font-size:clamp(23px,3vw,31px);color:var(--ink);margin:0 0 18px;letter-spacing:-.01em}
.glance .gl-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 22px}
.glance .sp-dc1 .rb b{font-size:14px}.glance .sp-dc1 .rb .v{color:#5a6b86;text-transform:none}
/* ---- premium band system: eyebrow + heading + alternating ground rhythm ---- */
.band{position:relative;padding:clamp(26px,4vw,44px) clamp(18px,3vw,40px);border-radius:20px}
.band.panel{background:color-mix(in srgb,var(--bg) 90%,var(--ink));border:1px solid color-mix(in srgb,var(--ink) 14%,transparent)}
.band .b-eb{font-family:ui-monospace,monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:color-mix(in srgb,#e88017 60%,var(--ink));margin:0 0 8px}
.band .b-h{font-family:'Playfair Display',Georgia,serif;font-size:clamp(23px,3.1vw,32px);color:var(--ink);margin:0 0 6px;letter-spacing:-.01em;line-height:1.12}
.band .b-lead{color:color-mix(in srgb,var(--ink) 84%,transparent);margin:6px 0 20px;font-size:15.5px;max-width:64ch}
.band .b-head{margin-bottom:20px}
.indgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.indgrid .sp-card{text-decoration:none;color:inherit;display:block;transition:transform .18s ease,box-shadow .18s ease}
.indgrid .sp-card:hover{transform:translateY(-4px);box-shadow:0 20px 38px -18px rgba(0,0,0,.6)}
.indgrid .sp-card h4{margin:6px 0 2px;color:#204c79;font-size:15px}.indgrid .sp-card p{margin:0;color:#5a6b86;font-size:12.5px}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.steps .step{position:relative;padding:6px 4px}
.steps .step .n{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;font-family:'Playfair Display',Georgia,serif;font-weight:700;font-size:20px;color:#fff;background:#204c79;box-shadow:0 10px 22px -12px rgba(0,0,0,.6)}
.steps .step h4{margin:14px 0 4px;color:var(--ink);font-size:16px;font-family:'Playfair Display',Georgia,serif}
.steps .step p{margin:0;color:color-mix(in srgb,var(--ink) 80%,transparent);font-size:13.5px;line-height:1.5}
.steps .step:not(:last-child):after{content:"";position:absolute;top:22px;left:56px;right:-8px;height:2px;background:linear-gradient(90deg,#e88017,transparent)}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:6px}
.stats .st{background:#fff;border:1px solid #dfe4ec;border-left:4px solid #e88017;border-radius:14px;padding:16px 18px}
.stats .st p{margin:0;color:#26303f;font-size:14px;line-height:1.5}
.stats .st cite{display:block;margin-top:8px;font-style:normal;font-size:11.5px;color:#204c79;font-family:ui-monospace,monospace}
.stnote{margin:14px 0 0;font-size:12px;color:color-mix(in srgb,var(--ink) 62%,transparent);font-family:ui-monospace,monospace}
.whygrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.whygrid .wc{background:#fff;border:1px solid #dfe4ec;border-radius:14px;padding:18px 20px}
.whygrid .wc .wi{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:color-mix(in srgb,#e88017 16%,#fff);margin-bottom:10px}
.whygrid .wc .wi svg{width:18px;height:18px;stroke:#e88017;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.whygrid .wc h4{margin:0 0 4px;color:#204c79;font-size:15.5px;font-family:'Playfair Display',Georgia,serif}
.whygrid .wc p{margin:0;color:#4a5768;font-size:13px;line-height:1.5}
.faqacc .fq{background:#fff;color:#1c2534;border:1px solid #d9e0ea;border-radius:12px;margin:0 0 10px;overflow:hidden}
.faqacc .fq>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:14px;font-weight:700;font-size:15px;color:#204c79;padding:15px 18px}
.faqacc .fq>summary::-webkit-details-marker{display:none}
.faqacc .fq .mk{color:#e88017;font-family:ui-monospace,monospace;font-weight:700;font-size:20px;line-height:1;transition:transform .2s ease}
.faqacc .fq[open] .mk{transform:rotate(45deg)}
.faqacc .fq .fa{padding:0 18px 16px;color:#3a4658;font-size:14px;line-height:1.6}
@media(max-width:860px){.indgrid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr;gap:20px}.steps .step:after{display:none}.stats{grid-template-columns:1fr}.whygrid{grid-template-columns:1fr}.band{padding:22px 16px}}
@media(min-width:861px) and (max-width:1080px){.indgrid{grid-template-columns:1fr 1fr}.whygrid{grid-template-columns:1fr 1fr}}
.secaccent{position:relative;overflow:hidden}.secaccent .sh-acc{position:absolute;pointer-events:none;z-index:0;opacity:.16}.secaccent>*{position:relative;z-index:1}
.sh-acc.tl{left:-30px;top:-24px;width:150px}.sh-acc.br{right:-24px;bottom:-30px;width:180px}.sh-acc svg{width:100%;height:auto;stroke:#e88017}
@media(max-width:860px){.imgband{grid-template-columns:1fr;gap:20px}.imgband.flip{direction:ltr}.imgband .pf img{width:min(84vw,360px)}.glance .gl-grid{grid-template-columns:1fr}.sh-acc.br{display:none}}
.apply-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,.9fr);gap:16px;align-items:start}
.apply-form{padding:12px}.apply-form iframe{display:block;width:100%;min-height:900px}
.apply-side{display:flex;flex-direction:column;gap:14px;position:sticky;top:96px}
.side-card{background:#fff;border:1px solid #cdd9e4;border-radius:16px;padding:20px 22px}
.side-card h3{margin:0 0 12px;color:#204c79;font-size:17px;font-family:'Playfair Display',Georgia,serif}
.side-card p{margin:0;color:#5a6b86;font-size:14px}
.side-card ol{margin:0;padding-left:20px;counter-reset:st}.side-card ol li{margin:9px 0;font-size:14px;color:#31435c;line-height:1.5}
.side-card .ticks{list-style:none;margin:0;padding:0}.side-card .ticks li{padding-left:26px;position:relative;margin:9px 0;font-size:14px;color:#31435c}.side-card .ticks li:before{content:"\2713";position:absolute;left:0;top:-1px;color:#e88017;font-weight:800}
@media(max-width:860px){.apply-grid{grid-template-columns:1fr}.apply-side{position:static}.thinbanner{padding:22px 20px}.apply-form iframe{min-height:1050px}}
/* ---- designed intro / editorial lead block (item 1) ---- */
.introband{position:relative;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,.85fr);gap:clamp(22px,4vw,46px);align-items:start;padding:6px 4px}
.introband .in-eb{font-family:ui-monospace,monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:color-mix(in srgb,#e88017 60%,var(--ink));margin:0 0 10px}
.introband .in-lead{font-family:'Playfair Display',Georgia,serif;font-size:clamp(20px,2.5vw,26px);line-height:1.34;color:var(--ink);margin:0;letter-spacing:-.005em;border-left:3px solid #e88017;padding-left:20px}
.introband .in-lead strong{color:var(--ink);font-weight:700}
.introband .in-side{background:color-mix(in srgb,var(--bg) 90%,var(--ink));border:1px solid color-mix(in srgb,var(--ink) 14%,transparent);border-radius:16px;padding:20px 22px}
.introband .in-side h4{margin:0 0 12px;font-family:ui-monospace,monospace;font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:color-mix(in srgb,#e88017 60%,var(--ink))}
.introband .in-side ul{list-style:none;margin:0;padding:0}
.introband .in-side li{position:relative;padding:9px 0 9px 26px;font-size:14px;color:var(--ink);border-top:1px solid color-mix(in srgb,var(--ink) 12%,transparent)}
.introband .in-side li:first-child{border-top:none}
.introband .in-side li:before{content:"";position:absolute;left:2px;top:14px;width:10px;height:10px;background:#e88017;clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%)}
.introband+.prose-rest{margin-top:clamp(18px,3vw,30px)}
@media(max-width:860px){.introband{grid-template-columns:1fr;gap:20px}.introband .in-lead{font-size:19px;padding-left:15px}}
/* ---- reviews band (item 2) - this site's own dark-ground look ---- */
.reviews{position:relative;overflow:hidden}
.reviews .rv-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.reviews .rv{position:relative;background:#fff;border:1px solid #e2e6ee;border-top:3px solid #e88017;border-radius:14px 4px 16px 6px;padding:20px 22px;box-shadow:0 18px 40px -26px rgba(0,0,0,.6)}
.reviews .rv .stars{color:#e88017;font-size:15px;letter-spacing:2px;line-height:1}
.reviews .rv q{display:block;quotes:none;margin:12px 0 16px;color:#2a3340;font-size:14.5px;line-height:1.6}
.reviews .rv q:before,.reviews .rv q:after{content:none}
.reviews .rv .rv-who{display:flex;align-items:center;gap:11px;border-top:1px solid #edf0f5;padding-top:13px}
.reviews .rv .av{width:38px;height:38px;flex:none;border-radius:9px;display:grid;place-items:center;font-family:'Playfair Display',Georgia,serif;font-weight:700;font-size:14px;color:#fff;background:#204c79}
.reviews .rv .nm{font-weight:700;color:#204c79;font-size:13.5px}
.reviews .rv .meta{font-size:11.5px;color:#586678;font-family:ui-monospace,monospace}
.reviews .rv-note{margin:16px 0 0;font-size:11.5px;color:color-mix(in srgb,var(--ink) 62%,transparent);font-family:ui-monospace,monospace}
@media(max-width:1080px){.reviews .rv-grid{grid-template-columns:1fr 1fr}}
@media(max-width:860px){.reviews .rv-grid{grid-template-columns:1fr}}
/* ---- upgraded CTA (item 3): framed banner + shape token behind ---- */
.ctaframe{position:relative;padding:6px;border-radius:24px;background:linear-gradient(135deg,#e88017,color-mix(in srgb,#204c79 70%,#000));box-shadow:0 26px 60px -30px rgba(0,0,0,.7)}
.ctaframe .sp-cta{border-radius:19px;overflow:hidden}
.ctaframe .cta-shape{position:absolute;right:-40px;bottom:-52px;width:280px;opacity:.20;pointer-events:none;z-index:1}
.ctaframe .cta-shape svg{width:100%;height:auto;stroke:#fff}
.ctaframe .sp-cta .cin{position:relative;z-index:2}
/* ---- shape-derived section divider (item 5) ---- */
.dividerwrap{margin:2px 0;display:flex;align-items:center;gap:16px;overflow:visible}
.dividerwrap .dv-line{flex:1;height:1px;background:linear-gradient(90deg,transparent,color-mix(in srgb,var(--ink) 26%,transparent),transparent)}
.dividerwrap .dv-mark{flex:none;width:34px;height:34px;opacity:.9}.dividerwrap .dv-mark svg{width:100%;height:100%;display:block;stroke:#e88017}
/* ---- footer generative pattern layer (item 6) ---- */
.sp-ft{position:relative}
.sp-ft>.ft-pattern{position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:.5;mix-blend-mode:soft-light;background-size:cover;background-position:center}
.sp-ft>*:not(.ft-pattern){position:relative;z-index:1}
/* ---- designed long-form prose sections (editorial bands) ---- */
.psec{position:relative;padding:clamp(24px,3.6vw,40px) clamp(18px,3vw,38px);border-radius:20px}
.psec.panel{background:color-mix(in srgb,var(--bg) 90%,var(--ink));border:1px solid color-mix(in srgb,var(--ink) 14%,transparent)}
.psec .ps-eb{font-family:ui-monospace,monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:color-mix(in srgb,#e88017 60%,var(--ink));margin:0 0 8px}
.psec .ps-h{font-family:'Playfair Display',Georgia,serif;font-size:clamp(23px,3.1vw,31px);color:var(--ink);margin:0 0 8px;letter-spacing:-.01em;line-height:1.14;position:relative;padding-bottom:12px}
.psec .ps-h:after{content:"";position:absolute;left:0;bottom:0;width:56px;height:3px;border-radius:2px;background:#e88017}
.psec .ps-body{max-width:64ch}
.psec .ps-body p{margin:14px 0;color:color-mix(in srgb,var(--ink) 88%,transparent);font-size:15.5px;line-height:1.75}
.psec .ps-body p.ps-lead{font-family:'Playfair Display',Georgia,serif;font-size:clamp(18px,2.1vw,22px);line-height:1.5;color:var(--ink);margin:2px 0 16px;max-width:60ch}
.psec .ps-body strong{color:var(--ink)}
/* lighter density: overflow detail tucked into a 'Read more' expandable (all copy stays in DOM for SEO) */
.psec .ps-more{margin-top:6px}
.psec .ps-more>summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:7px;color:color-mix(in srgb,#e88017 55%,var(--ink));font-weight:700;font-size:13.5px;padding:6px 0}
.psec .ps-more>summary::-webkit-details-marker{display:none}
.psec .ps-more>summary:after{content:"+";font-family:ui-monospace,monospace;font-size:16px;line-height:1;transition:transform .2s ease}
.psec .ps-more[open]>summary:after{transform:rotate(45deg)}
.psec .ps-more[open]>summary span:after{content:" less";position:absolute;left:-9999px}
.psec .ps-morebody{padding-top:4px}
/* elegant accent arrow-links inside designed prose (AA-legible on the ground) */
.psec .ps-body a,a.arrowlink{color:color-mix(in srgb,#e88017 45%,var(--ink));text-decoration:none;font-weight:600;white-space:nowrap;border-bottom:1px solid color-mix(in srgb,#e88017 45%,transparent);transition:border-color .15s}
.psec .ps-body a:after,a.arrowlink:after{content:" \2192";font-weight:700;color:#e88017}
.psec .ps-body a:hover,a.arrowlink:hover{border-bottom-color:#e88017}
/* Core Loan Programs -> designed program rows (site card token look) */
.progrows{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:6px}
.progrows .pr{background:#fff;border:1px solid #e2e6ee;border-top:3px solid #e88017;border-radius:12px 4px 14px 6px;padding:20px 22px;display:flex;flex-direction:column}
.progrows .pr .pr-ic{display:grid;place-items:center;width:36px;height:36px;border-radius:10px;margin-bottom:12px;color:#204c79;background:color-mix(in srgb,#e88017 15%,#fff)}
.progrows .pr .pr-ic svg{width:19px;height:19px}
.progrows .pr h3{margin:0 0 8px;font-family:'Playfair Display',Georgia,serif;font-size:18px;color:#204c79}
.progrows .pr p{margin:0 0 14px;color:#39485c;font-size:14px;line-height:1.6;flex:1}
.progrows .pr .pr-cta{color:color-mix(in srgb,#e88017 70%,#000);text-decoration:none;font-weight:700;font-size:13.5px;border:none;white-space:nowrap}
.progrows .pr .pr-cta:after{content:" \2192"}
.progrows .pr .pr-cta:hover{text-decoration:underline}
.steps.proc{margin-top:14px}.steps.proc .step p{color:color-mix(in srgb,var(--ink) 88%,transparent);font-size:14px;line-height:1.6;margin-top:12px}
/* service-areas hub: a card per suburb linking its hub + top programs */
.sa-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:6px}
.sa-card{background:#fff;border:1px solid #e2e6ee;border-top:3px solid #e88017;border-radius:12px 4px 14px 6px;padding:18px 20px}
.sa-head{display:block;text-decoration:none}
.sa-card h3{margin:0 0 3px;font-family:'Playfair Display',Georgia,serif;font-size:19px;color:#204c79}
.sa-go{display:inline-block;font-size:12.5px;font-weight:700;color:color-mix(in srgb,#e88017 70%,#000);margin-bottom:12px}
.sa-plinks{display:flex;flex-wrap:wrap;gap:6px 8px;border-top:1px solid #edf0f5;padding-top:12px}
.sa-plink{font-size:12px;color:#4a5768;text-decoration:none;background:#f4f6f9;border:1px solid #e2e6ee;border-radius:999px;padding:4px 11px;transition:background .14s,color .14s}
.sa-plink:hover{background:color-mix(in srgb,#e88017 12%,#fff);color:#204c79}
.sa-card:hover{box-shadow:0 20px 40px -20px rgba(0,0,0,.55)}
@media(max-width:960px){.sa-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.sa-grid{grid-template-columns:1fr}}
/* Reaching us -> contact block */
.contactblock{display:grid;grid-template-columns:1.4fr .9fr;gap:22px;align-items:start;margin-top:6px}
.contactblock .cb-nap{background:#fff;border:1px solid #e2e6ee;border-radius:14px;padding:20px 22px;color:#2a3340}
.contactblock .cb-nap b{color:#204c79}
.contactblock .cb-nap .cb-addr{font-size:14.5px;line-height:1.7;margin:0 0 16px}
.contactblock .cb-nap .cb-call{display:inline-block;background:#204c79;color:#fff;border-radius:10px;padding:12px 20px;font-weight:800;font-size:15px;text-decoration:none;border-bottom:3px solid #e88017}
.contactblock .cb-side p{margin:0 0 12px;color:color-mix(in srgb,var(--ink) 88%,transparent);font-size:15px;line-height:1.65}
.contactblock .cb-nap .naprow{display:flex;flex-direction:column;gap:2px;padding:12px 0;border-bottom:1px solid #edf0f5}
.contactblock .cb-nap .naprow:first-child{padding-top:0}
.contactblock .cb-nap .naprow b{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:#204c79;font-weight:700}
.contactblock .cb-nap .naprow .v{font-size:15px;color:#2a3340;line-height:1.5}
/* premium map embed (contact left column, beneath intro copy) */
.cb-map{margin-top:20px;position:relative;border-radius:16px;overflow:hidden;border:1px solid var(--line);box-shadow:0 22px 50px -24px rgba(0,0,0,.7);background:color-mix(in srgb,var(--bg) 80%,#000)}
.cb-map iframe{display:block;width:100%;min-height:360px;height:100%;border:0;filter:grayscale(.1)}
/* neighborhoods block: real local context + linked suburb chips */
.nb-lead{font-size:clamp(16px,1.9vw,19px);line-height:1.55;color:var(--ink);margin:0 0 12px;max-width:62ch}
.nb-ctx{font-size:15px;line-height:1.7;color:color-mix(in srgb,var(--ink) 84%,transparent);margin:0 0 20px;max-width:70ch}
.nb-chips{display:flex;flex-wrap:wrap;gap:10px}
.nb-chip{display:inline-flex;align-items:center;gap:8px;padding:9px 16px;border-radius:999px;font-size:14px;font-weight:600;text-decoration:none;color:var(--ink);background:color-mix(in srgb,var(--bg) 82%,var(--ink));border:1px solid color-mix(in srgb,var(--ink) 16%,transparent);transition:transform .14s ease,border-color .14s ease,background .14s ease}
.nb-chip:before{content:"";width:7px;height:7px;background:#e88017;clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%);flex:none}
.nb-chip:hover{transform:translateY(-2px);border-color:#e88017;background:color-mix(in srgb,#e88017 12%,color-mix(in srgb,var(--bg) 82%,var(--ink)))}
@media(max-width:860px){.progrows{grid-template-columns:1fr}.contactblock{grid-template-columns:1fr}.psec .ps-body a:after,a.arrowlink:after{white-space:normal}.cb-map iframe{min-height:300px}}
/* ================= BELMONT-ALIGNED PREMIUM FRAMEWORK (skinned by this site's OWN dark tokens) ================= */
/* section rhythm: alternating ground vs subtle panel, generous vertical space, container measure */
.bl-container{max-width:1180px;margin:0 auto;padding:0 clamp(18px,3vw,26px)}
/* home uses full-bleed sections; the top wrap holds the sticky header + hero flush to the viewport edges */
.page--top{max-width:none;margin:0;padding:0;gap:0;display:block}
.page--bottom{max-width:none;margin:0;padding:clamp(30px,5vw,56px) 0 0;gap:0;display:block}
.page--bottom>.bl-container{margin-bottom:clamp(24px,4vw,44px)}
.blsec{position:relative;padding:clamp(48px,7vw,86px) 0}
.blsec.panel{background:color-mix(in srgb,var(--bg) 88%,var(--ink))}
.blsec>.bl-container{position:relative;z-index:1}
.blsec>.bl-container>:first-child{margin-top:0}.blsec>.bl-container>:last-child{margin-bottom:0}
/* edge shape dividers: the site's OWN nested-polygon motif tiled along the seam (not a generic wave) */
.bl-edge{position:absolute;left:0;right:0;height:clamp(30px,4vw,50px);line-height:0;z-index:2;pointer-events:none;overflow:hidden}
.bl-edge svg{display:block;width:100%;height:100%}
.bl-edge.btm{bottom:-1px}.bl-edge.top{top:-1px;transform:scaleY(-1)}
/* Belmont type scale on this site's fonts */
.blsec .bl-eb{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:color-mix(in srgb,#e88017 55%,var(--ink));margin:0 0 12px;display:flex;align-items:center;gap:9px}
.blsec .bl-eb:before{content:"";width:22px;height:2px;background:#e88017;flex:none}
.blsec .bl-h{font-family:'Playfair Display',Georgia,serif;font-weight:400;font-size:clamp(27px,4vw,40px);line-height:1.08;letter-spacing:-.015em;color:var(--ink);margin:0 0 10px;max-width:22ch}
.blsec .bl-lead{font-size:clamp(16px,1.9vw,19px);line-height:1.6;color:color-mix(in srgb,var(--ink) 82%,transparent);margin:0 0 8px;max-width:66ch}
.blsec .bl-head{margin-bottom:clamp(22px,3vw,34px)}
/* hero answer-capsule (BLUF) + trust/statband */
.bl-answer{background:color-mix(in srgb,var(--bg) 78%,#000);border-left:3px solid #e88017;border-radius:10px;padding:16px 20px;margin:20px 0 0;box-shadow:0 20px 46px -28px rgba(0,0,0,.7)}
.bl-answer p{margin:0;color:var(--ink);font-size:clamp(15px,1.7vw,17px);line-height:1.55;max-width:64ch}
.bl-trust{display:flex;gap:clamp(20px,4vw,40px);flex-wrap:wrap;margin-top:26px;padding-top:22px;border-top:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}
.bl-trust .tr b{font-family:'Playfair Display',Georgia,serif;font-size:clamp(19px,2.4vw,24px);color:var(--ink);display:block;line-height:1.1}
.bl-trust .tr span{font-size:12.5px;color:color-mix(in srgb,var(--ink) 68%,transparent)}
/* CWV-safe reveal (guarded for reduced motion) */
@media(prefers-reduced-motion:no-preference){
 .reveal>.bl-container>*{opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .55s ease}
 .reveal.in>.bl-container>*{opacity:1;transform:none}
 .reveal.in .progrows .pr,.reveal.in .stats .st,.reveal.in .rv,.reveal.in .steps .step{animation:blrise .55s ease both}
 .reveal.in .progrows .pr:nth-child(2),.reveal.in .stats .st:nth-child(2),.reveal.in .rv:nth-child(2),.reveal.in .steps .step:nth-child(2){animation-delay:.07s}
 .reveal.in .progrows .pr:nth-child(3),.reveal.in .stats .st:nth-child(3),.reveal.in .rv:nth-child(3),.reveal.in .steps .step:nth-child(3){animation-delay:.14s}
 .reveal.in .progrows .pr:nth-child(4),.reveal.in .rv:nth-child(4),.reveal.in .steps .step:nth-child(4){animation-delay:.21s}
 @keyframes blrise{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
}
/* the designed inner blocks sit flush inside the section container (padding handled by .blsec) */
.blsec .psec,.blsec .introband,.blsec .glance,.blsec .imgband,.blsec .band,.blsec .reviews,.blsec .contactblock{padding-left:0;padding-right:0;border-radius:0;background:none;border:none}
.blsec .psec{padding-top:0;padding-bottom:0}
/* premium inner-page banner */
.bl-banner{position:relative;overflow:hidden;padding:clamp(40px,6vw,74px) 0 clamp(44px,6vw,80px);background:linear-gradient(120deg,color-mix(in srgb,var(--bg) 70%,#000),var(--bg))}
.bl-banner .bnr-bg{position:absolute;inset:0;z-index:0}
.bl-banner .bnr-bg img{width:100%;height:100%;object-fit:cover;opacity:.34}
.bl-banner:after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(115deg,color-mix(in srgb,var(--bg) 88%,#000) 8%,color-mix(in srgb,var(--bg) 62%,transparent) 78%)}
.bl-banner .bnr-shape{position:absolute;right:-30px;bottom:-40px;width:230px;opacity:.16;z-index:2;pointer-events:none}
.bl-banner .bnr-shape svg{width:100%;height:auto;stroke:#e88017}
.bl-banner>.bl-container{position:relative;z-index:3}
.bl-crumbs{font-family:ui-monospace,monospace;font-size:12.5px;color:color-mix(in srgb,var(--ink) 68%,transparent);margin-bottom:14px;display:flex;flex-wrap:wrap;align-items:center;gap:2px}
.bl-crumbs a{color:color-mix(in srgb,#e88017 55%,var(--ink));text-decoration:none}.bl-crumbs a:hover{text-decoration:underline}
.bl-crumbs .sep{color:color-mix(in srgb,var(--ink) 42%,transparent);font-style:normal;margin:0 7px}
.bl-crumbs [aria-current]{color:var(--ink)}
.bnr-h1{font-family:'Playfair Display',Georgia,serif;font-weight:400;font-size:clamp(30px,5.2vw,50px);line-height:1.06;letter-spacing:-.015em;color:var(--ink);margin:0;max-width:20ch}
.bl-banner .bl-answer{margin-top:22px;max-width:640px}
/* related programs uses the .progrows card token already defined */
.blsec .relwrap{margin-top:4px}
/* ===================== PREMIUM CHROME (header / hero / footer) on the site's own tokens ===================== */
.btn-primary{display:inline-flex;align-items:center;gap:8px;background:#204c79;color:#fff;border-radius:11px;padding:13px 22px;font-weight:800;font-size:14.5px;text-decoration:none;border-bottom:3px solid #e88017;transition:transform .16s ease,box-shadow .18s ease,background .18s ease}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 28px -12px rgba(0,0,0,.6)}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;color:var(--ink);border:1.5px solid color-mix(in srgb,var(--ink) 34%,transparent);border-radius:11px;padding:12px 20px;font-weight:700;font-size:14.5px;text-decoration:none;transition:border-color .16s,background .16s,transform .16s}
.btn-ghost:hover{border-color:#e88017;background:color-mix(in srgb,#e88017 12%,transparent);transform:translateY(-2px)}
/* ---- HEADER ---- */
.hz{position:sticky;top:0;z-index:100;font-family:'Source Sans 3',sans-serif}
.hz-util{background:color-mix(in srgb,var(--bg) 72%,#000);font-size:12.5px;color:color-mix(in srgb,var(--ink) 74%,transparent)}
.hz-util__in{display:flex;align-items:center;gap:12px;height:38px}
.hz-util a{color:color-mix(in srgb,var(--ink) 80%,transparent);text-decoration:none}.hz-util a:hover{color:var(--ink)}
.hz-util .hz-usep{opacity:.5}.hz-util .hz-spacer{flex:1}
.hz-uphone{display:inline-flex;align-items:center;gap:7px;font-weight:700;color:var(--ink)!important}
.hz-main{background:color-mix(in srgb,var(--bg) 92%,#000);border-bottom:1px solid color-mix(in srgb,var(--ink) 14%,transparent);backdrop-filter:blur(8px)}
.hz-row{display:flex;align-items:center;gap:22px;height:70px}
.hz-logo{display:inline-flex;align-items:center;gap:11px;text-decoration:none;flex:none}
.hz-logo img{height:38px;width:auto}.hz-nm{font-family:'Playfair Display',Georgia,serif;font-size:21px;color:var(--ink);letter-spacing:-.01em;white-space:nowrap}
.hz-nav{display:flex;align-items:center;gap:2px;margin:0 auto}
.hz-item{position:relative}
.hz-link{display:inline-flex;align-items:center;gap:6px;padding:10px 14px;border-radius:9px;font-size:14.5px;font-weight:500;color:var(--ink);text-decoration:none;transition:background .14s,color .14s}
.hz-link:hover{background:color-mix(in srgb,var(--ink) 8%,transparent);color:#e88017}
.hz-car{font-size:10px;opacity:.7}
.hz-cta{display:flex;align-items:center;gap:14px;flex:none}
.hz-phone{display:inline-flex;align-items:center;gap:7px;color:var(--ink);text-decoration:none;font-weight:700;font-size:14px;white-space:nowrap}
.hz-phone:hover{color:#e88017}
.hz-apply{background:#204c79;color:#fff;border-radius:11px;padding:11px 18px;font-weight:800;font-size:14px;text-decoration:none;border-bottom:3px solid #e88017;clip-path:polygon(10px 0,100% 0,100% calc(100% - 10px),calc(100% - 10px) 100%,0 100%,0 10px);transition:transform .16s,box-shadow .18s}
.hz-apply:hover{transform:translateY(-2px);box-shadow:0 12px 24px -10px rgba(0,0,0,.6)}
/* mega dropdown */
.hz-item>.hz-link{position:relative}
.hz-item::after{content:"";position:absolute;left:0;top:100%;width:100%;height:20px;z-index:119}   /* hover bridge: keeps the mega open while moving from link to panel */
.hz-item .mega{position:absolute;left:0;top:calc(100% + 14px);background:#fff;border:1px solid #e3dddd;border-radius:14px;box-shadow:0 30px 60px -24px rgba(0,0,0,.5);padding:22px;width:min(560px,86vw);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s ease .04s,transform .18s ease .04s,visibility 0s linear .22s;z-index:120}
.hz-item:hover .mega,.hz-item:focus-within .mega{opacity:1;visibility:visible;transform:translateY(0);transition:opacity .18s ease,transform .18s ease}
.mega__grid2{display:grid;grid-template-columns:1fr 1fr;gap:6px 22px}
.hz-item .mega{max-height:min(76vh,660px);overflow-y:auto}
.mega--3col{width:min(780px,94vw)}.mega__grid3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:4px 20px}
@media(max-width:1180px){.mega--3col{width:min(560px,92vw)}.mega__grid3{grid-template-columns:1fr 1fr}}
.mega__link{display:flex;align-items:center;gap:10px;padding:9px 10px;border-radius:10px;font-size:14px;color:#26303f;text-decoration:none;transition:background .14s,transform .14s}
.mega__link:hover{background:color-mix(in srgb,#e88017 10%,#fff);transform:translateX(3px)}
.mega__ic{flex:none;width:30px;height:30px;display:grid;place-items:center;border-radius:9px;background:color-mix(in srgb,#e88017 16%,#fff);color:color-mix(in srgb,#204c79 85%,#000)}
.mega__ic svg{width:16px;height:16px}
.mega__all{display:inline-block;margin-top:12px;padding-top:12px;border-top:1px solid #eee;color:color-mix(in srgb,#e88017 70%,#000);font-weight:700;font-size:13.5px;text-decoration:none}
.hz-tog,.hz-burger{display:none}
.hz-drawer{display:none}
@media(max-width:1100px){
 .hz-row{justify-content:space-between}
 .hz-nav{display:none}.hz-phone{display:none}
 .hz-burger{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid color-mix(in srgb,var(--ink) 20%,transparent);border-radius:10px;color:var(--ink);cursor:pointer}
 .hz-drawer{display:block;max-height:0;overflow:hidden;transition:max-height .3s ease;background:color-mix(in srgb,var(--bg) 92%,#000)}
 .hz-tog:checked~.hz-drawer{max-height:80vh;border-top:1px solid color-mix(in srgb,var(--ink) 14%,transparent)}
 .hz-drawer nav{display:flex;flex-direction:column;padding:8px 0}
 .hz-drawer a{padding:13px clamp(18px,3vw,26px);color:var(--ink);text-decoration:none;font-size:15px;border-bottom:1px solid color-mix(in srgb,var(--ink) 8%,transparent)}
 .hz-drawer a:hover{background:color-mix(in srgb,var(--ink) 8%,transparent);color:#e88017}
 .hz-util .hz-hours{display:none}
}
/* intermediate desktop (1101-1320): keep the nav but shrink it so header never overflows / clips the Apply CTA */
@media(min-width:1101px) and (max-width:1320px){
 .hz-phone{display:none}.hz-row{gap:14px}.hz-nav{gap:0;margin:0 auto}
 .hz-link{padding:9px 10px;font-size:14px}.hz-cta{gap:10px}
}
@media(max-width:520px){.hz-util__in{gap:8px;font-size:12px}.hz-apply{padding:10px 13px;font-size:13px}.hz-nm{font-size:18px}}
/* ---- HERO ---- */
.hz-hero{position:relative;overflow:hidden;padding:clamp(52px,7vw,90px) 0 clamp(62px,8vw,98px);min-height:clamp(440px,50vw,570px);display:flex;align-items:center;background:linear-gradient(120deg,color-mix(in srgb,var(--bg) 78%,#000),var(--bg))}
.hz-bg{position:absolute;inset:0;z-index:0;overflow:hidden}
.hz-bgpat{position:absolute;inset:0;opacity:.55;background-size:cover;background-position:center}
.hz-bgphoto{position:absolute;inset:0 0 0 auto;width:44%;overflow:hidden;
box-shadow:-36px 0 66px -22px color-mix(in srgb,#204c79 62%,transparent)}   /* soft palette-toned seam: the image gently casts onto the text panel */
.hz-bgimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.hz-bgphoto:before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,var(--bg) 0,color-mix(in srgb,var(--bg) 40%,transparent) 22%,transparent 52%)}
.hz-hero__grid{display:grid;width:100%;grid-template-columns:minmax(0,.56fr) minmax(0,.44fr);gap:clamp(24px,4vw,50px);align-items:center;position:relative;z-index:2}
.hz-copy{position:relative;z-index:2;max-width:540px;padding-inline:clamp(10px,1.8vw,30px)}   /* balanced left/right padding: never flush against the seam */
@media(max-width:900px){
.hz-hero{padding-top:clamp(196px,50vw,300px);padding-bottom:clamp(40px,7vw,64px);min-height:0;align-items:flex-start}  /* no flex-centering -> no dead gap under the photo band */
.hz-hero__grid{grid-template-columns:1fr}.hz-copy{max-width:none;padding-inline:0}
.hz-eyebrow{margin-bottom:9px;font-size:11.5px;letter-spacing:.1em}
.hz-h1{margin-bottom:12px;max-width:none}.hz-sub{margin-bottom:16px}
.hz-bgphoto{width:100%;height:clamp(160px,46vw,290px);inset:0 0 auto 0;box-shadow:0 26px 52px -24px color-mix(in srgb,#204c79 55%,transparent)}
.hz-bgphoto:before{background:linear-gradient(180deg,transparent 0,color-mix(in srgb,var(--bg) 40%,transparent) 55%,var(--bg))}}
.hz-eyebrow{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:color-mix(in srgb,#e88017 55%,var(--ink));margin:0 0 14px;display:flex;align-items:center;gap:9px}
.hz-eyebrow:before{content:"";width:24px;height:2px;background:#e88017;flex:none}
.hz-h1{font-family:'Playfair Display',Georgia,serif;font-weight:400;font-size:clamp(34px,5.4vw,56px);line-height:1.04;letter-spacing:-.02em;color:var(--ink);margin:0 0 16px;max-width:16ch}
.hz-sub{font-size:clamp(16px,1.9vw,19px);line-height:1.55;color:color-mix(in srgb,var(--ink) 84%,transparent);margin:0 0 20px;max-width:52ch}
.hz-hero .bl-answer{margin:0 0 24px;max-width:56ch}.hz-hero .bl-answer p b{color:var(--ink)}
.hz-hcta{display:flex;gap:12px;flex-wrap:wrap}
.hz-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(9px,1.3vw,18px);align-items:start;margin-top:26px;padding-top:22px;border-top:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}
.hz-trust .tr{display:grid;gap:4px;justify-items:start;min-width:0}
.hz-trust .tr-ic{display:grid;place-items:center;width:27px;height:27px;border-radius:8px;color:#e88017;background:color-mix(in srgb,#e88017 14%,transparent);margin-bottom:3px}
.hz-trust .tr-ic svg{width:15px;height:15px}
.hz-trust .tr b{font-family:'Playfair Display',Georgia,serif;font-size:clamp(13.5px,1.35vw,16.5px);color:var(--ink);display:block;line-height:1.15}
.hz-trust .tr .tr-s{font-size:11.5px;line-height:1.35;color:color-mix(in srgb,var(--ink) 66%,transparent)}
.hz-media{position:relative;display:flex;justify-content:center}
.hz-media .pf{transform:rotate(-2deg)}
.hz-media .pf img{display:block;width:clamp(280px,36vw,470px);height:auto;aspect-ratio:5/6;object-fit:cover;border-radius:8px 0 17px 4px}
.hz-deco{position:absolute;right:-24px;bottom:-30px;width:180px;opacity:.14;z-index:0;pointer-events:none}.hz-deco svg{width:100%;height:auto;stroke:#e88017}
@media(max-width:900px){.hz-hero__grid{grid-template-columns:1fr;gap:30px}.hz-media{order:-1}.hz-media .pf img{width:min(78vw,360px);aspect-ratio:4/3}.hz-deco{display:none}}
/* ---- FOOTER ---- */
.fz{position:relative;overflow:hidden;background:linear-gradient(180deg,color-mix(in srgb,var(--bg) 66%,#000),color-mix(in srgb,var(--bg) 84%,#000));color:color-mix(in srgb,var(--ink) 82%,transparent);padding:clamp(44px,6vw,66px) 0 26px;border-top:3px solid #e88017}
.fz>.bl-container{position:relative;z-index:1}
.fz-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:clamp(24px,3vw,40px)}
.fz-trust{padding-bottom:24px;margin-bottom:26px;border-bottom:1px solid color-mix(in srgb,var(--ink) 14%,transparent)}
.fz-trust-h{font-family:ui-monospace,Consolas,monospace;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:color-mix(in srgb,#e88017 55%,var(--ink));margin:0 0 14px}
.fz-tb-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(184px,1fr));gap:11px}
.fz-tb{display:flex;align-items:center;gap:10px;padding:11px 13px;border:1px solid color-mix(in srgb,var(--ink) 15%,transparent);border-radius:12px;background:color-mix(in srgb,var(--ink) 5%,transparent)}
.fz-tb-ic{display:grid;place-items:center;width:30px;height:30px;flex:none;border-radius:8px;color:#e88017;background:color-mix(in srgb,#e88017 15%,transparent)}
.fz-tb-ic svg{width:17px;height:17px}
.fz-tb>span:last-child{font-size:13px;line-height:1.25;font-weight:600;color:color-mix(in srgb,var(--ink) 86%,transparent)}
.fz-tb--local .fz-tb-ic{color:#204c79;background:color-mix(in srgb,#204c79 30%,transparent)}
@media(max-width:560px){.fz-tb-row{grid-template-columns:1fr 1fr}.fz-tb{padding:9px 10px}.fz-tb>span:last-child{font-size:12px}}
/* ===================== PROGRAM-CARDS block (progblock): arrange A x cardstyle S x iconchip I x radius R x hover H x cta T x gap G x iconpos P = 138,240 ===================== */
.progrows[class*="progblock--A"]{gap:var(--pbg,16px)}
.progrows.progblock--A1{grid-template-columns:repeat(3,1fr)}
.progrows.progblock--A2{grid-template-columns:1fr}
.progrows.progblock--A3{grid-template-columns:1.4fr 1fr}
/* card style S (top-bar is base) */
.progblock--S1 .pr{border-top:none;border-left:4px solid #e88017;border-radius:6px}
.progblock--S2 .pr{border-top:none;border-bottom:3px solid #e88017}
.progblock--S3 .pr{border:1px solid color-mix(in srgb,#e88017 45%,#dfe4ec);border-top-width:1px}
.progblock--S4 .pr{border-top:none;box-shadow:0 22px 46px -24px rgba(0,0,0,.5)}
.progblock--S5 .pr{border-top:none;background:color-mix(in srgb,#e88017 7%,#fff)}
.progblock--S6 .pr{border:none;border-top:none;box-shadow:none;background:transparent;border-bottom:1px solid color-mix(in srgb,#204c79 20%,transparent);border-radius:0}
.progblock--S7 .pr{border-top:none;background:linear-gradient(180deg,#fff,color-mix(in srgb,#e88017 6%,#fff))}
/* icon chip I (rounded-square is base) */
.progblock--I1 .pr .pr-ic{border-radius:50%}
.progblock--I2 .pr .pr-ic{border-radius:3px}
.progblock--I3 .pr .pr-ic{clip-path:polygon(25% 5%,75% 5%,100% 50%,75% 95%,25% 95%,0 50%);border-radius:0}
.progblock--I4 .pr .pr-ic{background:transparent;box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#e88017 50%,transparent)}
.progblock--I5 .pr .pr-ic{background:#204c79;color:#fff}
/* radius R */
.progblock--R1 .pr{border-radius:2px}.progblock--R2 .pr{border-radius:18px}
.progblock--R3 .pr{border-radius:16px 4px 16px 4px}.progblock--R4 .pr{border-radius:20px 20px 6px 6px}
/* hover H */
.progblock--H1 .pr:hover{transform:translateY(-4px);box-shadow:0 24px 46px -22px rgba(0,0,0,.5)}
.progblock--H2 .pr{transition:border-color .16s,box-shadow .16s}.progblock--H2 .pr:hover{box-shadow:0 0 0 2px color-mix(in srgb,#e88017 40%,transparent)}
.progblock--H3 .pr:hover{background:color-mix(in srgb,#e88017 6%,#fff)}
/* cta T (arrow-link is base) */
.progblock--T1 .pr .pr-cta{background:#204c79;color:#fff;padding:8px 14px;border-radius:8px}.progblock--T1 .pr .pr-cta:after{content:" 92"}
.progblock--T2 .pr .pr-cta{border-bottom:1px solid color-mix(in srgb,#e88017 45%,transparent);padding-bottom:2px}
/* gap G */
.progblock--G1{--pbg:24px}
.progblock--G2{--pbg:10px}
/* icon position P (top-left is base) */
.progblock--P1 .pr{align-items:center;text-align:center}.progblock--P1 .pr .pr-ic{margin-left:auto;margin-right:auto}
.progblock--P2 .pr h3{display:flex;align-items:center;gap:10px}.progblock--P2 .pr .pr-ic{width:30px;height:30px;margin-bottom:0;order:-1}
@media(max-width:860px){.progrows[class*="progblock--A"]{grid-template-columns:1fr!important}}
/* SITE-WIDE CARD SKIN: the site's progblock cardstyle S / radius R / hover H also skin the other card grids
   (service-area, blog, things-to-do, why-us) so inner pages share the homepage program-card look. Structure
   (columns, sublinks, tags) stays per-block; only the shell (border/background/radius/hover) is unified. */
.progblock--S1 :is(.sa-card,.td-card,.bl-post,.wc){border-top:none;border-left:4px solid #e88017;border-radius:6px}
.progblock--S2 :is(.sa-card,.td-card,.bl-post,.wc){border-top:none;border-bottom:3px solid #e88017}
.progblock--S3 :is(.sa-card,.td-card,.bl-post,.wc){border:1px solid color-mix(in srgb,#e88017 45%,#dfe4ec);border-top-width:1px}
.progblock--S4 :is(.sa-card,.td-card,.bl-post,.wc){border-top:none;box-shadow:0 22px 46px -24px rgba(0,0,0,.5)}
.progblock--S5 :is(.sa-card,.td-card,.bl-post,.wc){border-top:none;background:color-mix(in srgb,#e88017 7%,#fff)}
.progblock--S6 :is(.sa-card,.td-card,.bl-post,.wc){border:none;border-top:none;box-shadow:none;background:transparent;border-bottom:1px solid color-mix(in srgb,#204c79 20%,transparent);border-radius:0}
.progblock--S7 :is(.sa-card,.td-card,.bl-post,.wc){border-top:none;background:linear-gradient(180deg,#fff,color-mix(in srgb,#e88017 6%,#fff))}
.progblock--R1 :is(.sa-card,.td-card,.bl-post,.wc){border-radius:2px}.progblock--R2 :is(.sa-card,.td-card,.bl-post,.wc){border-radius:18px}
.progblock--R3 :is(.sa-card,.td-card,.bl-post,.wc){border-radius:16px 4px 16px 4px}.progblock--R4 :is(.sa-card,.td-card,.bl-post,.wc){border-radius:20px 20px 6px 6px}
.progblock--H1 :is(.sa-card,.td-card,.bl-post,.wc):hover{transform:translateY(-4px);box-shadow:0 24px 46px -22px rgba(0,0,0,.5)}
.progblock--H2 :is(.sa-card,.td-card,.bl-post,.wc){transition:border-color .16s,box-shadow .16s}.progblock--H2 :is(.sa-card,.td-card,.bl-post,.wc):hover{box-shadow:0 0 0 2px color-mix(in srgb,#e88017 40%,transparent)}
.progblock--H3 :is(.sa-card,.td-card,.bl-post,.wc):hover{background:color-mix(in srgb,#e88017 6%,#fff)}

/* ===================== FOOTER TRUST decoration (ftrust): layout L x badge B x iconchip I x accent A x heading H x divider D x density G x corner R = 144,000 ===================== */
.fz-trust.ftrust--L1 .fz-tb-row{grid-template-columns:repeat(3,1fr)}
.fz-trust.ftrust--L2{text-align:center}.fz-trust.ftrust--L2 .fz-tb{justify-content:center}
.fz-trust.ftrust--L3 .fz-tb-row{grid-template-columns:repeat(auto-fit,minmax(150px,1fr))}
.fz-trust.ftrust--L4 .fz-tb-row{grid-template-columns:repeat(6,1fr)}
/* badge B (bordered chip is base) */
.ftrust--B1 .fz-tb{background:color-mix(in srgb,var(--ink) 8%,transparent);border-color:transparent}
.ftrust--B2 .fz-tb{background:transparent;border:none;padding-left:0;padding-right:0}
.ftrust--B3 .fz-tb{border:none;border-bottom:1px solid color-mix(in srgb,var(--ink) 18%,transparent);border-radius:0;background:transparent}
.ftrust--B4 .fz-tb{border:none;background:transparent;flex-direction:column;align-items:flex-start;gap:7px}
.ftrust--B5 .fz-tb{border:1px solid color-mix(in srgb,#e88017 40%,transparent);background:color-mix(in srgb,#e88017 7%,transparent)}
/* icon chip I */
.ftrust--I1 .fz-tb-ic{border-radius:50%}.ftrust--I2 .fz-tb-ic{border-radius:3px}
.ftrust--I3 .fz-tb-ic{clip-path:polygon(25% 5%,75% 5%,100% 50%,75% 95%,25% 95%,0 50%)}
.ftrust--I4 .fz-tb-ic{background:transparent;box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#e88017 50%,transparent)}
/* accent A */
.ftrust--A1 .fz-tb-ic{color:#204c79;background:color-mix(in srgb,#204c79 26%,transparent)}
.ftrust--A2 .fz-tb--local .fz-tb-ic{color:#e88017;background:color-mix(in srgb,#e88017 15%,transparent)}
.ftrust--A3 .fz-tb-ic{background:linear-gradient(135deg,color-mix(in srgb,#e88017 22%,transparent),color-mix(in srgb,#204c79 26%,transparent))}
/* heading H (mono eyebrow is base) */
.ftrust--H1 .fz-trust-h{font-family:'Playfair Display',Georgia,serif;font-size:16px;letter-spacing:0;text-transform:none}
.ftrust--H2 .fz-trust-h{display:none}
.ftrust--H3 .fz-trust-h:before{content:"";display:inline-block;width:22px;height:2px;background:#e88017;vertical-align:middle;margin-right:9px}
.ftrust--H4 .fz-trust-h{text-align:center}
/* divider D (border-bottom base) */
.ftrust--D1{border-bottom:none;border-top:1px solid color-mix(in srgb,var(--ink) 14%,transparent);padding-top:24px;padding-bottom:0;margin-top:24px;margin-bottom:0}
.ftrust--D2{border-bottom:none}
.ftrust--D3{border-bottom:2px solid color-mix(in srgb,#e88017 45%,transparent)}
/* density G + corner R */
.ftrust--G1 .fz-tb{padding:8px 11px}.ftrust--G1 .fz-tb-row{gap:8px}
.ftrust--G2 .fz-tb{padding:14px 15px}.ftrust--G2 .fz-tb-row{gap:14px}
.ftrust--R1 .fz-tb{border-radius:3px}.ftrust--R2 .fz-tb{border-radius:20px}
.fz-logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;margin-bottom:14px}
.fz-logo img{height:30px;width:auto;background:#fff;border-radius:8px;padding:5px;box-shadow:0 2px 8px -2px rgba(0,0,0,.4)}   /* subtle light chip so the logo stays visible on the dark footer (issue #2) */
.fz-logo span{font-family:'Playfair Display',Georgia,serif;font-size:19px;color:var(--ink)}
.fz-blurb{font-size:13px;line-height:1.6;color:color-mix(in srgb,var(--ink) 74%,transparent);max-width:34ch;margin:0 0 14px}
.fz-nap{font-size:13px;line-height:1.7;color:color-mix(in srgb,var(--ink) 78%,transparent);margin:0}
.fz-nap b{color:var(--ink)}.fz-nap a{color:color-mix(in srgb,#e88017 55%,var(--ink));text-decoration:none}.fz-nap a:hover{text-decoration:underline}
.fz-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.fz-cta svg{width:16px;height:16px}
.fz .fz-cta .cta-btn2{color:var(--prim)!important;background:#fff!important;border-color:#fff!important}.fz .fz-cta .cta-btn2:hover{background:rgba(255,255,255,.9)!important;border-color:#fff!important}
.fz-col h4{color:var(--ink);font-family:'Source Sans 3',sans-serif;font-size:12px;letter-spacing:.1em;text-transform:uppercase;margin:0 0 14px;font-weight:700}
.fz-col a{display:block;font-size:13.5px;color:color-mix(in srgb,var(--ink) 76%,transparent);text-decoration:none;padding:5px 0;transition:color .14s,padding-left .14s}
.fz-col a:hover{color:var(--ink);padding-left:4px}
.fz-legal{border-top:1px solid color-mix(in srgb,var(--ink) 16%,transparent);margin-top:30px;padding-top:20px;font-size:12px;color:color-mix(in srgb,var(--ink) 60%,transparent);line-height:1.6}
@media(max-width:900px){.fz-grid{grid-template-columns:1fr 1fr}.fz-brand{grid-column:1/-1}}
@media(max-width:560px){.fz-grid{grid-template-columns:1fr 1fr}}

.sp-hd{background:#fff;box-shadow:0 8px 24px -14px rgba(0,0,0,.35);border-radius:14px}
.sp-hd .hd-top{display:flex;justify-content:space-between;align-items:center;padding:7px 20px;background:#204c79;color:#fff;font-size:11.5px;border-radius:14px 14px 0 0}
.sp-hd .hd-bar{display:flex;align-items:center;gap:18px;padding:16px 20px}
.sp-hd .hd-b{display:flex;align-items:center;gap:10px}
.sp-hd .hd-mk{width:34px;height:34px;display:grid;place-items:center;background:#204c79;color:#fff;font-weight:800;font-size:13px;border-radius:50%}
.sp-hd .hd-nm{font-weight:800;color:#204c79;font-size:16px;white-space:nowrap}
.sp-hd .hd-nav{display:flex;gap:4px;align-items:center;flex:1;justify-content:flex-start}
.sp-hd .hd-it{position:relative}
.sp-hd .hd-it>a,.sp-hd .hd-lnk{display:inline-flex;align-items:center;gap:7px;padding:8px 11px;font-size:13px;font-weight:600;color:#3a4658;cursor:pointer;border-radius:8px;transition:color .15s,background .15s,box-shadow .15s;white-space:nowrap}
.sp-hd .hd-it>a:hover,.sp-hd .hd-lnk:hover{color:#204c79;box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#204c79 35%,transparent)}
.sp-hd .ti{width:16px;height:16px;flex:none;display:grid;place-items:center}
.sp-hd .ti svg{width:15px;height:15px;transition:transform .2s ease}
.sp-hd .hd-it>a:hover .ti svg,.sp-hd .hd-lnk:hover .ti svg{transform:scale(1.15)}
.sp-hd .car{font-weight:400;font-size:10px;margin-left:1px;color:#e88017;display:inline-block;transition:transform .22s ease}
.sp-hd .hd-it:hover>a .car{transform:rotate(180deg)}
.sp-hd .hd-pan{position:absolute;top:100%;left:0;margin-top:10px;background:#fff;border:1px solid #e6eaf1;border-radius:13px;box-shadow:0 22px 46px -16px rgba(0,0,0,.28);padding:9px;min-width:216px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s,transform .18s,visibility .18s;z-index:40}
.sp-hd .hd-it:hover .hd-pan{opacity:1;visibility:visible;transform:translateY(0)}
.sp-hd .hd-pan a{display:flex;align-items:center;gap:9px;padding:7px 9px;font-size:12.5px;color:#48566b;border-radius:9px;cursor:pointer;opacity:0;transform:translateX(-8px);transition:opacity .22s ease,transform .22s ease,background .14s ease}
.sp-hd .hd-it:hover .hd-pan a{opacity:1;transform:none}
.sp-hd .hd-pan a:hover{background:color-mix(in srgb,#e88017 12%,#fff);color:#204c79}
.sp-hd .hd-pan .mi{flex:none;width:28px;height:28px;display:grid;place-items:center;border-radius:8px;background:color-mix(in srgb,#e88017 12%,#fff);transition:background .18s ease}
.sp-hd .hd-pan .mi svg{width:15px;height:15px;stroke:#e88017;transition:transform .2s ease,stroke .2s ease}
.sp-hd .hd-pan a:hover .mi{background:color-mix(in srgb,#e88017 24%,#fff)}
.sp-hd .hd-pan a:hover .mi svg{transform:translateX(1px) scale(1.14);stroke:#204c79}
.sp-hd .hd-pan a b{display:block;font-weight:700;color:#26303f}
.sp-hd .hd-pan a em{display:block;font-style:normal;font-size:11px;color:#8a97ad;margin-top:1px}
.sp-hd .hd-pan .tw{display:flex;flex-direction:column}
.sp-hd .hd-it:hover .hd-pan a:nth-child(1){transition-delay:.03s}
.sp-hd .hd-it:hover .hd-pan a:nth-child(2){transition-delay:.06s}
.sp-hd .hd-it:hover .hd-pan a:nth-child(3){transition-delay:.09s}
.sp-hd .hd-it:hover .hd-pan a:nth-child(4){transition-delay:.12s}
.sp-hd .hd-it:hover .hd-pan a:nth-child(5){transition-delay:.15s}
.sp-hd .hd-it:hover .hd-pan a:nth-child(6){transition-delay:.18s}
.sp-hd .hd-pan.grid{display:grid;grid-template-columns:1fr 1fr;gap:3px;min-width:330px}
.sp-hd .hd-pan.rich{display:grid;grid-template-columns:1fr 1fr;gap:6px;min-width:360px}
.sp-hd .hd-cta{display:flex;align-items:center;gap:14px;margin-left:auto}
.sp-hd .hd-ph{font-weight:700;color:#204c79;font-size:13.5px;white-space:nowrap;cursor:pointer}
.sp-hd .hd-apply{background:#fff;color:#204c79;box-shadow:inset 0 0 0 2px #204c79;border:none;border-radius:9px;padding:10px 16px;font-weight:800;font-size:13px;cursor:pointer;transition:transform .2s,box-shadow .2s;white-space:nowrap}
.sp-hd .hd-apply:hover{transform:translateY(-2px);box-shadow:0 12px 24px -10px #204c79}
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.sp-he .he-frame{height:300px}
@media(max-width:720px){.sp-he{grid-template-columns:1fr}}
.sp-he .he-tx{position:relative;z-index:2}
.sp-he .he-ey{font-family:ui-monospace,monospace;font-size:11.5px;letter-spacing:.18em;text-transform:uppercase;color:#e88017;font-weight:600}
.sp-he .he-h1{margin:12px 0 0;font-size:34px;line-height:1.08;letter-spacing:-.015em;color:#204c79;font-weight:800;max-width:16ch}
.sp-he .he-sub{margin:14px 0 0;font-size:15px;line-height:1.55;color:#5a6b86;max-width:52ch}
.sp-he .he-btns{display:flex;gap:12px;margin-top:22px;flex-wrap:wrap}
.sp-he .he-btns.stacked{flex-direction:column;align-items:flex-start;max-width:250px}
.sp-he .he-b1{background:#204c79;color:#fff;border:none;border-radius:14px;padding:13px 22px;font-weight:800;font-size:14px;cursor:pointer;transition:transform .2s,box-shadow .2s}
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.sp-he .he-b2{background:#fff;color:#204c79;box-shadow:inset 0 0 0 2px color-mix(in srgb,#204c79 35%,transparent);border:none;border-radius:14px;padding:13px 20px;font-weight:700;font-size:14px;cursor:pointer;transition:transform .2s}
.sp-he .he-b2:hover{transform:translateY(-3px)}
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.sp-he .he-sc .sc span{font-size:12px;font-weight:600;color:#204c79}
.sp-he .he-band{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:26px;position:relative;z-index:2}
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.sp-he .he-bc b{font-size:13px;color:#204c79}
@media(max-width:720px){.sp-he .he-band{grid-template-columns:1fr 1fr}}
.sp-he .he-media{position:relative;z-index:2}
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.sp-ft .ft-r{display:grid;grid-template-columns:1fr 1fr;gap:20px}
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.sp-ft h5{color:#ffffff;font-size:12px;margin:0 0 12px;font-family:ui-monospace,monospace;letter-spacing:.12em;text-transform:uppercase}
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.sp-ft .ft-bot a:hover{color:#ffffff}

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.sp-menu i.on{color:#204c79}
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.sp-btn{box-shadow:0 10px 20px -6px #204c7999}
.sp-card{background:linear-gradient(180deg,#fff,#eef1f6);border:0px solid #d9e0ea;border-radius:8px 7px 18px 17px;padding:16px;min-height:104px;box-shadow:0 11px 22px -11px color-mix(in srgb,#204c79 20%,transparent)}
.sp-card{border-left:4px solid #e88017}
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.sp-card h4{margin:0 0 6px;font-size:14px;color:#204c79} .sp-card p{margin:0;font-size:12.5px;color:#5a6b86}
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.sp-svc{border-radius:40px 40px 0px 0px}
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.sp-faq .mk{color:#e88017;font-family:ui-monospace,monospace;font-weight:700} .sp-faq .mk::before{content:"\2192"}
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.sp-mc2 .b:nth-child(2){min-height:62px}
.sp-mc2 .b:nth-child(3){min-height:82px}
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.sp-mc2 .b{border-left:3px solid #e88017}
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.sp-sc .r:nth-child(2){padding:17px 12px}
.sp-sc .r:nth-child(3){padding:11px 12px}
.sp-dc1{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}
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.sp-dc2{display:flex;flex-direction:column;gap:10px}
.sp-dc2 .rb{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid #d9e0ea;border-radius:13px;padding:9px 14px;clip-path:polygon(0 0,100% 0,100% 100%,16px 100%,0 calc(100% - 9px))}
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stroke-opacity='0.078' stroke-width='1.5'/%3E%3Cpath d='M1134 718 L1145 696 L1156 718 Z' fill='none' stroke='%23ffffff' stroke-opacity='0.078' stroke-width='1.4'/%3E%3Cpath d='M1211 713 A 11 11 0 0 1 1233 713' fill='none' stroke='%23ffffff' stroke-opacity='0.078' stroke-width='1.5'/%3E%3C/g%3E%3C/svg%3E") center/cover no-repeat,linear-gradient(165deg,#204c79,color-mix(in srgb,#204c79 80%,#000));color:#fff;padding:15px 20px;border-radius:12px;display:flex;justify-content:space-between;align-items:center;font-weight:700;box-shadow:inset 0 1px 0 #ffffff2b}
.sp-nav .lk{font-weight:600;font-size:13px;color:#ffffffd0;margin-left:18px}
.sp-ico{display:flex;gap:12px;flex-wrap:wrap}
.sp-ico .i{width:40px;height:40px;display:grid;place-items:center;cursor:pointer;transition:transform .2s ease,background .2s ease,box-shadow .2s ease;background:transparent;border-radius:50%}
.sp-ico .i svg{width:22px;height:22px;fill:none;stroke:#204c79;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;transition:stroke .2s ease}
.sp-ico .i:hover{box-shadow:0 0 0 3px color-mix(in srgb,#e88017 34%,transparent)}
.sp-ico .i:hover svg{stroke:#e88017}
.sp-ico .i:nth-child(odd) svg{stroke:#e88017}
.sp-hov{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.sp-hov .hint{font-family:ui-monospace,monospace;font-size:11px;color:#8a97ad}
.sp-hov .hb{background:#fff;border:1px solid #dfe4ec;border-radius:16px;padding:14px 18px;color:#204c79;font-weight:600;font-size:13px;cursor:pointer;transition:transform .18s cubic-bezier(.2,.7,.3,1),box-shadow .18s ease,background .18s ease,border-color .18s ease}
.sp-hov .hb:hover{box-shadow:inset 0 0 0 2px #e88017;transform:translateY(-2px)}
.sp-hov .btn{background:#204c79;color:#fff;border-radius:13px;padding:12px 20px;font-weight:700;font-size:13px;cursor:pointer;transition:transform .18s cubic-bezier(.2,.7,.3,1),box-shadow .18s ease,background .18s ease,border-color .18s ease}
.sp-hov .btn:hover{background:#204c79;transform:translateY(-5px);box-shadow:0 17px 17px -8px #204c7966}
.sp-hov .lnk{color:#204c79;font-weight:600;font-size:13px;cursor:pointer;position:relative}
.sp-hov .lnk::after{content:'';position:absolute;left:0;bottom:-4px;height:2px;width:100%;background:#e88017;transform:scaleX(0);transform-origin:left;transition:transform .25s}
.sp-hov .lnk:hover::after{transform:scaleX(1)}
.sp-nm{position:relative;background:#fff;border:1px solid #e5e9f0;border-radius:12px;padding:11px 15px;display:flex;justify-content:space-between;align-items:center}
.sp-nm .nm-b{font-weight:800;color:#204c79;font-size:15px}
.sp-nm .nm-nav{display:flex;gap:3px;align-items:center}
.sp-nm .nm-it{position:relative}
.sp-nm .nm-it > a,.sp-nm .nm-lnk{display:inline-flex;align-items:center;gap:7px;padding:8px 12px;font-size:13px;font-weight:600;color:#3a4658;cursor:pointer;border-radius:15px;transition:color .15s,background .15s,box-shadow .15s}
.sp-nm .ti{width:16px;height:16px;flex:none;display:grid;place-items:center} .sp-nm .ti svg{width:15px;height:15px;transition:transform .2s ease}
.sp-nm .nm-it > a:hover .ti svg,.sp-nm .nm-lnk:hover .ti svg{transform:scale(1.15)}
.sp-nm .car{font-weight:400;font-size:10px;margin-left:1px;color:#e88017;display:inline-block;transition:transform .22s ease}
.sp-nm .nm-it:hover > a .car{transform:rotate(180deg)}
.sp-nm .nm-pan{position:absolute;top:100%;left:0;margin-top:9px;background:#fff;border:1px solid #e5e9f0;border-radius:13px;box-shadow:0 20px 44px -14px #00000033;padding:9px;min-width:216px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s ease,transform .18s ease,visibility .18s;z-index:30}
.sp-nm .nm-it:hover .nm-pan{opacity:1;visibility:visible;transform:translateY(0)}
.sp-nm .nm-pan a{display:flex;align-items:center;gap:9px;padding:7px 9px;font-size:12.5px;color:#48566b;border-radius:9px;cursor:pointer;opacity:0;transform:translateX(-8px);transition:opacity .22s ease,transform .22s ease,background .14s ease}
.sp-nm .nm-it:hover .nm-pan a{opacity:1;transform:none}
.sp-nm .nm-pan a:hover{background:color-mix(in srgb,#e88017 12%,#fff);color:#204c79}
.sp-nm .nm-pan .mi{flex:none;width:28px;height:28px;display:grid;place-items:center;border-radius:8px;background:color-mix(in srgb,#e88017 12%,#fff);transition:background .18s ease}
.sp-nm .nm-pan .mi svg{width:15px;height:15px;stroke:#e88017;transition:transform .2s ease,stroke .2s ease}
.sp-nm .nm-pan a:hover .mi{background:color-mix(in srgb,#e88017 24%,#fff)}
.sp-nm .nm-pan a:hover .mi svg{transform:translateX(1px) scale(1.14);stroke:#204c79}
.sp-nm .nm-pan a b{font-weight:700;color:#26303f;font-size:12.5px}
.sp-nm .nm-pan a em{display:block;font-style:normal;font-size:11px;color:#8a97ad;margin-top:1px}
.sp-nm .nm-pan .tw{display:flex;flex-direction:column}
.sp-nm .nm-it:hover .nm-pan a:nth-child(1){transition-delay:0.03s}
.sp-nm .nm-it:hover .nm-pan a:nth-child(2){transition-delay:0.06s}
.sp-nm .nm-it:hover .nm-pan a:nth-child(3){transition-delay:0.09s}
.sp-nm .nm-it:hover .nm-pan a:nth-child(4){transition-delay:0.12s}
.sp-nm .nm-it:hover .nm-pan a:nth-child(5){transition-delay:0.15s}
.sp-nm .nm-it:hover .nm-pan a:nth-child(6){transition-delay:0.18s}
.sp-nm .nm-it > a:hover,.sp-nm .nm-lnk:hover{box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#204c79 40%,transparent);color:#204c79}
.sp-cta{position:relative;overflow:hidden;background:linear-gradient(#204c79dd,#204c7999),url("/assets/img/cta.webp") center/cover no-repeat;border-radius:20px;padding:34px 30px;color:#fff}
.sp-cta .deco{position:absolute;right:-40px;top:-50px;width:230px;height:230px;pointer-events:none}
.sp-cta .cin{position:relative;display:flex;justify-content:space-between;align-items:center;gap:20px}
.sp-cta h3{margin:0;font-size:23px;line-height:1.15;letter-spacing:-.01em}
.sp-cta p{margin:6px 0 0;font-size:14px;color:#ffffffd0;max-width:46ch}
.sp-cta .cbtn{background:#fff;color:#204c79;border:none;border-radius:18px 10px 10px 17px;padding:13px 22px;font-weight:800;font-size:14px;white-space:nowrap;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease;box-shadow:0 10px 24px -10px #0007}
.sp-cta .cbtn:hover{transform:translateY(-3px);box-shadow:0 16px 30px -10px #0009}
.pf{position:relative;display:inline-block;padding:9px;background:#fff;border:4px solid #141922;border-radius:19px 18px 18px 2px;transform:rotate(1deg)}
.pf .ph{display:block;width:250px;height:150px;border-radius:16px 15px 15px 0px;background:linear-gradient(135deg,#204c79,#e88017)}
.pf{border-top:7px solid #e88017}

body{overflow-x:clip}
/* === unified primary CTA button: identical on header, hero, bands, cards, contact, mobile === */
.hz-apply,.btn-primary,.imgband .ib-cta,.ib-cta,.mcta-b.apply,.ctaframe .sp-cta .cbtn,.sp-cta .cbtn,.bl-btn,.cta-btn{
display:inline-flex!important;align-items:center;justify-content:center;gap:8px;
background:#204c79!important;color:#fff!important;border:none!important;border-bottom:3px solid #e88017!important;
border-radius:12px!important;padding:14px 26px!important;font-family:'Source Sans 3',system-ui,sans-serif;
font-weight:800!important;font-size:15px!important;line-height:1!important;letter-spacing:.01em;
text-decoration:none!important;white-space:nowrap;cursor:pointer;clip-path:none!important;
box-shadow:0 10px 24px -12px rgba(0,0,0,.55)!important;
transition:transform .16s ease,box-shadow .2s ease,background .2s ease!important}
.hz-apply:hover,.btn-primary:hover,.imgband .ib-cta:hover,.ib-cta:hover,.mcta-b.apply:hover,.ctaframe .sp-cta .cbtn:hover,.sp-cta .cbtn:hover,.bl-btn:hover,.cta-btn:hover{
transform:translateY(-2px)!important;background:color-mix(in srgb,#204c79 84%,#000)!important;
box-shadow:0 16px 32px -12px rgba(0,0,0,.62)!important;color:#fff!important}
/* unified secondary button (See programs / Call) */
.btn-ghost,.bl-btn2,.hz-hcta .btn-ghost,.cta-btn2{display:inline-flex!important;align-items:center;justify-content:center;gap:8px;
background:transparent!important;color:var(--ink)!important;border:1.5px solid color-mix(in srgb,var(--ink) 34%,transparent)!important;
border-radius:12px!important;padding:13px 24px!important;font-weight:700!important;font-size:15px!important;text-decoration:none!important;transition:transform .16s,border-color .2s,background .2s}
.btn-ghost:hover,.bl-btn2:hover,.cta-btn2:hover{border-color:var(--ink)!important;transform:translateY(-2px);background:color-mix(in srgb,var(--ink) 8%,transparent)!important}
/* === full-bleed elegant CTA band === */
.ctaframe{position:relative;width:100vw;margin-left:calc(50% - 50vw);padding:0!important;border-radius:0!important;background:none!important;box-shadow:none!important;overflow:hidden}
.ctaframe::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:linear-gradient(90deg,#e88017,transparent 65%);z-index:3}
.ctaframe .sp-cta{border-radius:0!important;padding:clamp(58px,8vw,110px) 0!important}
.ctaframe .sp-cta .cin{max-width:1206px;margin:0 auto;padding:0 clamp(20px,4vw,40px);display:flex;flex-direction:column;align-items:center;text-align:center;gap:14px;position:relative;z-index:2}
.ctaframe .sp-cta h2,.ctaframe .sp-cta h3{font-family:'Playfair Display',Georgia,serif;font-size:clamp(28px,4vw,44px);line-height:1.08;margin:0;max-width:22ch;color:#fff}
.ctaframe .sp-cta p{max-width:58ch;margin:0;color:rgba(255,255,255,.9);font-size:clamp(15px,1.6vw,18px)}
.ctaframe .cta-shape{left:50%;right:auto;top:50%;bottom:auto;transform:translate(-50%,-50%);width:min(78vw,820px);opacity:.09}
@media(max-width:640px){.ctaframe .sp-cta .cin{gap:12px}}
/* things to do (contact page): genuine local attractions */
.td-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:6px}
.td-card{background:#fff;border:1px solid var(--line);border-top:3px solid #e88017;border-radius:12px 4px 14px 6px;padding:20px 22px}
.td-card h3{margin:0 0 8px;font-family:'Playfair Display',Georgia,serif;font-size:17px;color:#204c79}
.td-card p{margin:0;font-size:13.5px;line-height:1.58;color:#556072}
@media(max-width:900px){.td-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.td-grid{grid-template-columns:1fr}}
/* blog listing (issue #8): placeholder post cards */
.bl-postgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:6px}
.bl-post{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:8px}
.bl-tag{align-self:flex-start;font-size:10.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#204c79;background:color-mix(in srgb,#e88017 16%,#fff);border-radius:999px;padding:4px 11px}
.bl-post h3{font-family:'Playfair Display',Georgia,serif;font-size:18px;color:#204c79;margin:2px 0 0;line-height:1.22}
.bl-post p{font-size:13.5px;color:#556072;margin:0;line-height:1.55}
.bl-more{margin-top:auto;font-size:12.5px;font-weight:800;color:#e88017}
@media(max-width:900px){.bl-postgrid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.bl-postgrid{grid-template-columns:1fr}}


/* ============ HEADER: layout V(5) x bar-treatment T(3) ============ */
.header--V1 .hz-nav{margin:0 auto 0 10px}
.header--V1 .hz-link:hover{background:transparent;color:var(--ink);box-shadow:inset 0 -2px 0 #e88017}
.header--V2 .hz-util{display:none}
.header--V2 .hz-row{height:80px}
.header--V2 .hz-nav{margin:0 18px 0 auto}
.header--V2 .hz-link{border-radius:0}
.header--V3 .hz-util{background:#204c79;color:#fff}
.header--V3 .hz-util a,.header--V3 .hz-uphone,.header--V3 .hz-util .hz-hours{color:#fff!important}
.header--V3 .hz-util .hz-usep{opacity:.6}
.header--V3 .hz-main{border-bottom:2px solid #e88017}
.header--V3 .hz-link{border-radius:0}
.header--V4 .hz-util__in{justify-content:center}
.header--V4 .hz-util .hz-spacer,.header--V4 .hz-util .hz-usep{display:none}
.header--V4 .hz-util .hz-uphone{margin-left:16px}
.header--V4 .hz-link{font-family:'Playfair Display',Georgia,serif;font-size:15.5px;font-weight:500}
.header--T1 .hz-main{background:color-mix(in srgb,var(--bg) 84%,#000)}
.header--T1 .hz-link{text-transform:uppercase;font-size:13px;letter-spacing:.04em}
.header--T2 .hz-main{box-shadow:0 12px 30px -18px rgba(0,0,0,.6)}
.header--T2 .hz-logo .hz-nm{font-style:italic}

/* ============ HERO TREATMENTS (loud axis T = the DOMINANT look): 8 fundamentally different visual families ============
   T0 photo-panel · T1 full-bleed photo overlay · T2 photo split · T3 photo duotone · T4 typography-only ·
   T5 gradient mesh · T6 material texture · T7 abstract generative art. Copy stays legible on every one. */
.hz-bgart{position:absolute;inset:0;background-size:cover;background-position:center}
.hz-scrim{position:absolute;inset:0;background:linear-gradient(90deg,var(--bg) 3%,color-mix(in srgb,var(--bg) 66%,transparent) 42%,transparent 74%),linear-gradient(0deg,var(--bg),transparent 46%)}
.hz-duo{position:absolute;inset:0 0 0 auto;width:46%;background:linear-gradient(135deg,color-mix(in srgb,#204c79 80%,transparent),color-mix(in srgb,#e88017 55%,transparent));mix-blend-mode:multiply}
.hz-mesh{position:absolute;inset:0;background:radial-gradient(60% 92% at 82% 16%,color-mix(in srgb,#e88017 30%,transparent),transparent 60%),radial-gradient(72% 82% at 10% 94%,color-mix(in srgb,#204c79 44%,transparent),transparent 62%),radial-gradient(46% 60% at 58% 56%,color-mix(in srgb,#e88017 16%,transparent),transparent 60%)}
.hz-tex{position:absolute;inset:0;background-image:repeating-linear-gradient(0deg,color-mix(in srgb,var(--ink) 7%,transparent) 0 1px,transparent 1px 27px),repeating-linear-gradient(90deg,color-mix(in srgb,var(--ink) 4%,transparent) 0 1px,transparent 1px 27px)}
.hz-hl{font-style:italic;color:#e88017}
/* HERO SIGNATURE layer: the domain-seeded generative pattern, prominent on every treatment (billions of variants) */
.hz-sig{position:absolute;inset:0;background-size:cover;background-position:center;z-index:1;opacity:.55}
.hero--T1 .hz-sig{opacity:.42;mix-blend-mode:soft-light}
.hero--T4 .hz-sig,.hero--T7 .hz-sig{opacity:.92}
.hero--T5 .hz-sig,.hero--T6 .hz-sig{opacity:.72}
.hz-scrim,.hz-duo{z-index:2}
/* soft ground halo behind the copy so text stays legible over the bold signature, wherever the copy sits */
.hz-copy{isolation:isolate}
.hz-copy:after{content:"";position:absolute;inset:-26px -44px;z-index:-1;border-radius:44px;background:radial-gradient(ellipse 118% 104% at 34% 46%,var(--bg) 44%,color-mix(in srgb,var(--bg) 58%,transparent) 70%,transparent 88%)}
/* T0 photo panel (base .hz-bgphoto = right 44%) + T3 duotone share the left-fade scrim so copy reads */
.hero--T0 .hz-bgphoto:before,.hero--T3 .hz-bgphoto:before{content:"";position:absolute;inset:0;background:linear-gradient(-90deg,var(--bg) 0,color-mix(in srgb,var(--bg) 34%,transparent) 26%,transparent 56%)}
.hero--T1 .hz-bgphoto{width:100%;inset:0}
.hero--T1 .hz-hero__grid{grid-template-columns:minmax(0,.6fr) minmax(0,.4fr)}
.hero--T2 .hz-bgphoto{width:50%}
.hero--T2 .hz-bgphoto:before{content:"";position:absolute;inset:0;background:linear-gradient(-90deg,var(--bg),transparent 42%)}
.hero--T2 .hz-hero__grid{grid-template-columns:minmax(0,.5fr) minmax(0,.5fr)}
.hero--T3 .hz-bgphoto{width:46%}
.hero--T4 .hz-bgpat{opacity:.3}
.hero--T4 .hz-bg:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 32% 42%,transparent,var(--bg) 82%)}
.hero--T4 .hz-h1{font-size:clamp(42px,7vw,80px);max-width:15ch;letter-spacing:-.03em}
.hero--T4 .hz-hero__grid{grid-template-columns:1fr}.hero--T4 .hz-copy{max-width:900px}
.hero--T4 .hz-copy:before{content:"";display:block;width:64px;height:3px;background:#e88017;margin-bottom:22px}
.hero--T5 .hz-hero__grid{grid-template-columns:minmax(0,.66fr) minmax(0,.34fr)}
.hero--T6 .hz-bg:after{content:"";position:absolute;right:7%;top:50%;transform:translateY(-50%);width:min(30vw,300px);height:min(30vw,300px);border-radius:50%;border:2px solid color-mix(in srgb,#e88017 40%,transparent);box-shadow:inset 0 0 0 12px color-mix(in srgb,#204c79 10%,transparent)}
.hero--T6 .hz-hero__grid{grid-template-columns:minmax(0,.7fr) minmax(0,.3fr)}
.hero--T7 .hz-hero__grid{grid-template-columns:minmax(0,.62fr) minmax(0,.38fr)}
/* sublayout S (6): copy side / width / alignment, each with a distinct copy flourish */
.hero--S1 .hz-bgphoto{inset:0 auto 0 0}
.hero--S1 .hz-hero__grid{grid-template-columns:minmax(0,.42fr) minmax(0,.58fr)}
.hero--S1 .hz-copy{grid-column:2}
.hero--S1 .hz-scrim,.hero--S1 .hz-bgphoto:before{transform:scaleX(-1)}
.hero--S1 .hz-duo{inset:0 auto 0 0}
.hero--S1 .hz-eyebrow{background:#204c79;color:#fff;padding:6px 12px;border-radius:20px;width:fit-content}
.hero--S1 .hz-eyebrow:before{display:none}
.hero--S2 .hz-copy{max-width:460px}
.hero--S2 .hz-h1{background:linear-gradient(transparent 62%,color-mix(in srgb,#e88017 34%,transparent) 0);display:inline}
.hero--S3 .hz-h1{font-size:clamp(38px,6vw,66px)}
.hero--S3 .hz-copy{border-left:4px solid #e88017;padding-left:clamp(16px,2vw,26px)}
.hero--S4 .hz-copy{text-align:center;margin-inline:auto}
.hero--S4 .hz-eyebrow,.hero--S4 .hz-hcta{justify-content:center}.hero--S4 .hz-eyebrow:before{display:none}
.hero--S5 .hz-copy{max-width:600px}
.hero--S5 .hz-eyebrow{letter-spacing:.2em}
.hero--S5 .hz-h1{font-weight:600;font-style:italic}
/* MOTIF M (6): a distinct decorative accent element per site, low-opacity, layered behind the copy (z:1) */
.hz-motif{position:absolute;z-index:1;pointer-events:none}
.hero--M0 .hz-motif{display:none}
.hero--M1 .hz-motif{top:-70px;right:-30px;width:260px;height:260px;border-radius:50%;border:28px solid color-mix(in srgb,#e88017 18%,transparent)}
.hero--M2 .hz-motif{inset:0;background:linear-gradient(115deg,transparent 44%,color-mix(in srgb,#e88017 13%,transparent) 46%,transparent 53%)}
.hero--M3 .hz-motif{bottom:22px;right:36px;width:150px;height:150px;background-image:radial-gradient(color-mix(in srgb,#204c79 32%,transparent) 2px,transparent 2px);background-size:19px 19px}
.hero--M4 .hz-motif{bottom:-90px;left:-50px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,color-mix(in srgb,#e88017 15%,transparent),transparent 70%)}
.hero--M5 .hz-motif{top:0;right:7%;width:120px;height:100%;background:repeating-linear-gradient(90deg,color-mix(in srgb,#e88017 12%,transparent) 0 6px,transparent 6px 26px)}
/* mobile: image-free treatments must not reserve the photo-band top padding */
@media(max-width:900px){.hero--T4,.hero--T5,.hero--T6,.hero--T7{padding-top:clamp(46px,11vw,74px)}
  .hero--T1 .hz-bgphoto,.hero--T2 .hz-bgphoto{height:100%;width:100%;inset:0}}
/* ================= PHOTO HERO (hzp): corporate photo + overlay + ledger LAYOUT (40,500) + seeded type ================= */
.hz-hero.hzp{position:relative;overflow:hidden;display:flex;min-height:clamp(430px,50vw,580px);padding:clamp(30px,4.6vw,64px) 0;color:#f3f6f6;background:#0c0f10;align-items:center}
.hzp .hz-bgphoto{position:absolute;inset:0;width:100%;height:100%;z-index:0}
.hzp .hz-bgimg{width:100%;height:100%;object-fit:cover;display:block}
.hzp .hz-ov{position:absolute;inset:0;z-index:1;pointer-events:none}
.hzp .hz-hero__grid{position:relative;z-index:2;display:flex;width:100%;align-items:inherit}
.hzp .hz-copy{display:flex;flex-direction:column;max-width:560px;padding:clamp(24px,3vw,40px) clamp(22px,2.6vw,36px);border-radius:16px;background:linear-gradient(180deg,rgba(9,11,13,.52),rgba(9,11,13,.66));backdrop-filter:blur(5px);box-shadow:0 26px 64px -34px rgba(0,0,0,.72)}
.hzp .hz-copy:after{content:none!important}
.hzp .hz-copy:before{margin-bottom:0}
.hzp .hz-eyebrow{color:var(--hacc);font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;margin:0 0 15px;display:inline-flex;align-items:center;gap:10px}
.hzp .hz-eyebrow:before{content:"";width:26px;height:2px;background:var(--hacc)}
.hzp .hz-h1{color:#f6f9f9;text-shadow:0 1px 3px rgba(0,0,0,.6),0 6px 30px rgba(0,0,0,.4);margin:0 0 15px;max-width:20ch}
.hzp .hz-sub{color:rgba(244,247,247,.9);text-shadow:0 1px 14px rgba(0,0,0,.4);margin:0 0 20px}
.hzp .bl-answer{background:rgba(10,13,14,.42);border-left:3px solid var(--hacc);border-radius:8px;padding:14px 16px;margin:0 0 20px;backdrop-filter:blur(3px)}
.hzp .bl-answer p{color:rgba(245,248,248,.94);margin:0}
.hzp .hz-hcta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hzp .btn-ghost{color:#fff!important;border:1.5px solid rgba(255,255,255,.6)!important;background:rgba(255,255,255,.17)!important;text-shadow:0 1px 6px rgba(0,0,0,.5)}
.hzp .btn-ghost:hover{background:rgba(255,255,255,.30)!important;border-color:#fff!important}
.hzp .hz-trust{margin-top:20px}
.hzp .hz-ov0{background:linear-gradient(90deg,rgba(8,10,12,.84),rgba(8,10,12,.3) 56%,rgba(8,10,12,.05))}
.hzp .hz-ov1{background:linear-gradient(0deg,rgba(8,10,12,.86),rgba(8,10,12,.12) 62%,transparent)}
.hzp .hz-ov2{background:radial-gradient(120% 108% at 28% 46%,rgba(8,10,12,.82),rgba(8,10,12,.34) 60%,rgba(8,10,12,.58))}
.hzp .hz-ov3{background:linear-gradient(120deg,color-mix(in srgb,var(--hanc) 82%,transparent),color-mix(in srgb,var(--hacc) 40%,transparent) 58%,transparent),linear-gradient(0deg,rgba(0,0,0,.5),transparent 62%)}
.hzp .hz-ov4{background:linear-gradient(90deg,color-mix(in srgb,var(--hanc) 88%,transparent),color-mix(in srgb,var(--hanc) 38%,transparent) 72%),rgba(0,0,0,.3)}
.hzp .hz-ov5{background:linear-gradient(120deg,rgba(6,8,10,.88),rgba(6,8,10,.22) 52%,transparent)}
.hzp.hero--flt1 .hz-bgimg{filter:blur(3px);transform:scale(1.06)}
.hzp.hero--flt2 .hz-bgimg{filter:grayscale(1) contrast(1.05)}
.hzp.hero--flt3 .hz-bgimg{filter:saturate(1.16) contrast(1.04) brightness(.92)}
.hzp.hero--S0 .hz-hero__grid{justify-content:flex-start}
.hzp.hero--S1 .hz-hero__grid{justify-content:center}.hzp.hero--S1 .hz-copy{text-align:center;align-items:center}
.hzp.hero--S2 .hz-hero__grid{justify-content:flex-end}
.hzp.hero--V1{align-items:flex-start}.hzp.hero--V2{align-items:flex-end}
.hzp.hero--W0 .hz-copy{max-width:420px}.hzp.hero--W1 .hz-copy{max-width:500px}.hzp.hero--W2 .hz-copy{max-width:580px}.hzp.hero--W3 .hz-copy{max-width:680px}.hzp.hero--W4 .hz-copy{max-width:860px}
.hzp.hero--A1 .hz-copy{text-align:center;align-items:center}
.hzp.hero--A2 .hz-copy{text-align:right;align-items:flex-end}
.hzp.hero--E1 .hz-eyebrow:before{display:none}
.hzp.hero--E2 .hz-eyebrow{background:var(--hacc);color:#0d0f0c;padding:5px 13px;border-radius:20px}.hzp.hero--E2 .hz-eyebrow:before{display:none}
.hzp.hero--E3 .hz-eyebrow{border:1px solid color-mix(in srgb,var(--hacc) 60%,transparent);padding:5px 12px;border-radius:5px}.hzp.hero--E3 .hz-eyebrow:before{display:none}
.hzp.hero--E4 .hz-eyebrow:before{width:8px;height:8px;border-radius:50%}
.hzp.hero--C1 .hz-hcta{flex-direction:column;align-items:inherit}
.hzp.hero--C2 .hz-hcta{width:100%;max-width:420px;justify-content:space-between}
.hzp.hero--D1 .hz-copy{border-left:3px solid var(--hacc);padding-left:clamp(18px,2vw,28px)}
.hzp.hero--D2 .hz-copy{border-top:2px solid var(--hacc);padding-top:clamp(16px,2vw,24px)}
.hzp.hero--D3 .hz-h1{background:linear-gradient(transparent 68%,color-mix(in srgb,var(--hanc) 62%,transparent) 0);display:inline;padding:0 2px}
.hzp.hero--D4 .hz-copy{position:relative}
.hzp.hero--D4 .hz-copy:before{content:"";position:absolute;left:-14px;top:-10px;width:18px;height:18px;border-left:2px solid var(--hacc);border-top:2px solid var(--hacc)}
.hzp.hero--F1 .hz-copy{border:1px solid rgba(255,255,255,.34)}
.hzp.hero--F2 .hz-copy{border-top:2px solid color-mix(in srgb,var(--hacc) 60%,transparent)}
.hzp.hero--F3 .hz-copy{box-shadow:0 30px 66px -30px #000,0 26px 64px -34px rgba(0,0,0,.72)}
.hzp.hero--hs0 .hz-h1{font-size:clamp(30px,4vw,50px)}.hzp.hero--hs1 .hz-h1{font-size:clamp(34px,4.8vw,60px)}.hzp.hero--hs2 .hz-h1{font-size:clamp(27px,3.4vw,42px)}
.hzp.hero--hi1 .hz-h1{font-style:italic}
.hzp.hero--dn0{padding-top:clamp(24px,3.6vw,46px);padding-bottom:clamp(24px,3.6vw,46px)}.hzp.hero--dn2{padding-top:clamp(40px,6vw,84px);padding-bottom:clamp(40px,6vw,84px)}
.hzp.hero--gp0 .hz-h1{margin-bottom:9px}.hzp.hero--gp2 .hz-h1{margin-bottom:20px}.hzp.hero--gp2 .hz-eyebrow{margin-bottom:21px}
.hzp.hero--bt1 .btn-primary{border-radius:999px}.hzp.hero--bt2 .btn-primary{border-radius:2px}
@media(max-width:900px){.hz-hero.hzp{min-height:0;padding:38px 0;align-items:center}.hzp .hz-hero__grid{justify-content:flex-start!important}.hzp .hz-copy{max-width:none!important;text-align:left!important;align-items:flex-start!important}}

/* ============ FOOTER: layout V(4) x treatment T(3) ============ */
.footer--V1 .fz-grid{grid-template-columns:1fr 1fr 1fr 1.6fr}
.footer--V1 .fz-brand{order:9}
.footer--V2 .fz-grid{grid-template-columns:repeat(3,1fr)}
.footer--V2 .fz-brand{grid-column:1/-1;display:flex;flex-direction:column;align-items:center;text-align:center;padding-bottom:26px;margin-bottom:6px;border-bottom:1px solid color-mix(in srgb,var(--ink) 14%,transparent)}
.footer--V2 .fz-blurb{max-width:56ch}.footer--V2 .fz-nap{text-align:center}.footer--V2 .fz-cta{justify-content:center}
.footer--V3 .fz-grid{grid-template-columns:1.5fr 1fr 1fr 1fr}
.footer--V3 .fz-brand{border-right:2px solid color-mix(in srgb,#e88017 40%,transparent);padding-right:28px}
.footer--T1 .fz{border-top-width:6px}
.footer--T1 .fz-col h4{color:color-mix(in srgb,#e88017 70%,var(--ink))}
.footer--T2 .fz-col h4{border-bottom:1px solid color-mix(in srgb,var(--ink) 16%,transparent);padding-bottom:8px}

/* ============ CTA BAND: seam V(4) x tint T(3) ============ */
.ctaband--V1::before{background:linear-gradient(90deg,transparent,#e88017 50%,transparent)}
.ctaband--V1 .sp-cta{box-shadow:inset 0 -3px 0 #e88017}
.ctaband--V2::before{left:0;right:auto;top:0;bottom:0;height:auto;width:5px;background:#e88017}
.ctaband--V3::before{background:repeating-linear-gradient(90deg,#e88017 0 26px,transparent 26px 52px)}
.ctaband--T1 .sp-cta{box-shadow:inset 0 0 0 1px color-mix(in srgb,#fff 12%,transparent)}
.ctaband--T2 .sp-cta{box-shadow:inset 0 -6px 0 color-mix(in srgb,#204c79 60%,transparent)}

/* ============ STATS "By the numbers": layout L(6) x accent A(4) x box S(4) x number N(2) -> unique per site ============ */
.stats .st{position:relative}
.stats .st-n{display:none;font-family:'Playfair Display',Georgia,serif;font-weight:700;color:#e88017;font-size:22px;line-height:1}
.stats .st-ic{display:grid;place-items:center;width:30px;height:30px;border-radius:9px;margin-bottom:10px;color:#e88017;background:color-mix(in srgb,#e88017 13%,transparent)}
.stats .st-ic svg{width:17px;height:17px}
.stats--L2 .st-ic,.stats--L5 .st-ic{background:transparent;box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#e88017 45%,transparent)}
.stats--L1{grid-template-columns:1fr}
.stats--L1 .st{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start}
.stats--L1 .st-n{display:block;font-size:30px}
.stats--L2{grid-template-columns:repeat(3,1fr);gap:0}
.stats--L2 .st{background:transparent;border:none;border-left:1px solid color-mix(in srgb,var(--ink) 20%,transparent);border-radius:0;padding:8px 22px}
.stats--L2 .st:first-child{border-left:none}
.stats--L2 .st p{color:var(--ink)}.stats--L2 .st cite{color:color-mix(in srgb,var(--ink) 70%,transparent)}
.stats--L3 .st{text-align:center;border-left:none;border-top:4px solid #e88017}
.stats--L3 .st-n{display:block;font-size:34px;margin-bottom:6px}
.stats--L4{grid-template-columns:1.4fr 1fr 1fr}
.stats--L4 .st:first-child{background:#204c79}
.stats--L4 .st:first-child p{color:#fff}.stats--L4 .st:first-child cite{color:#fff;opacity:.82}
.stats--L5{grid-template-columns:repeat(3,1fr)}
.stats--L5 .st{background:transparent;border:none;border-bottom:2px solid color-mix(in srgb,#e88017 55%,transparent);border-radius:0;padding:6px 4px 14px}
.stats--L5 .st p{color:var(--ink)}.stats--L5 .st-n{display:block;font-size:28px}
.stats--L5 .st cite{color:color-mix(in srgb,var(--ink) 70%,transparent)}
.stats--A1 .st{border-left-color:#204c79;border-left-width:5px}
.stats--A2 .st{border-left:none;border-top:3px solid #e88017}
.stats--A3 .st{background:color-mix(in srgb,#e88017 8%,#fff);border-left-color:#e88017}
.stats--A3 .st p{color:#26303f}
.stats--A3 .st cite{color:#204c79}
.stats--A3 .st-n{color:#204c79}
.stats--S1 .st{border-radius:2px}
.stats--S2 .st{border-radius:20px}
.stats--S3 .st{border-radius:16px 4px 16px 4px}
.stats--N1 .st-n{display:block}

/* ============ REVIEWS: layout L(6) x card C(4) x avatar V(4) x accent K(2) -> unique per site ============ */
.reviews--L1 .rv-grid{grid-template-columns:1fr 1fr}
.reviews--L2 .rv-grid{grid-template-columns:1fr 1fr 1fr}
.reviews--L2 .rv:first-child{grid-column:1/-1}
.reviews--L2 .rv:first-child q{font-size:19px;font-family:'Playfair Display',Georgia,serif}
.reviews--L3 .rv-grid{grid-template-columns:1fr;max-width:760px;margin:0 auto}
.reviews--L4 .rv-grid{grid-template-columns:1fr 1fr 1fr;align-items:start}
.reviews--L4 .rv:nth-child(3n+2){transform:translateY(18px)}
.reviews--L5 .rv-grid{grid-template-columns:1fr 1fr}
.reviews--L5 .rv:nth-child(even){margin-left:26px}
.reviews--C1 .rv{border-top:none;border-left:4px solid #e88017;border-radius:6px}
.reviews--C2 .rv{border-top:none;border-radius:10px}
.reviews--C2 .rv:before{content:"\201C";position:absolute;top:2px;right:16px;font-family:Georgia,serif;font-size:52px;color:color-mix(in srgb,#e88017 30%,transparent);line-height:1}
.reviews--C3 .rv{background:color-mix(in srgb,#e88017 7%,#fff)}
.reviews--V1 .rv .av{border-radius:50%}
.reviews--V2 .rv .av{border-radius:9px;background:transparent;color:#204c79;box-shadow:inset 0 0 0 2px #e88017}
.reviews--V3 .rv .av{display:none}
.reviews--V3 .rv .rv-who{padding-left:0}
.reviews--K1 .rv{border-top-color:#204c79}
.reviews--K1 .rv .stars{color:#204c79}

/* ---- widened pools: extra sub-axes so EVERY family clears 146 combos (never repeats) ---- */
/* HEADER extra: bar-treat T3, nav-link N(3), logo G, density D */
.header--T3 .hz-util{background:linear-gradient(90deg,#204c79,color-mix(in srgb,#204c79 60%,#000));color:#fff}
.header--T3 .hz-util a,.header--T3 .hz-uphone,.header--T3 .hz-util .hz-hours{color:#fff!important}
.header--N1 .hz-link{text-transform:uppercase;font-size:13px;letter-spacing:.05em}
.header--N2 .hz-item>.hz-link{position:relative}
.header--N2 .hz-item>.hz-link:after{content:"";position:absolute;left:14px;right:14px;bottom:6px;height:2px;background:#e88017;transform:scaleX(0);transition:transform .16s}
.header--N2 .hz-item:hover>.hz-link:after{transform:scaleX(1)}
.header--G1 .hz-nm{font-style:italic}
.header--D1 .hz-row{height:64px}.header--D1 .hz-util__in{height:32px}
/* ===== HEADER widened to 12 distinct STRUCTURES (loud axis V) x treat5 x nav4 x logo3 x density2 = 1440 combos =====
   Every site's header is a unique combination; the dominant STRUCTURE differs across sites so they hardly match. */
/* V5: nav pushed right, CTA fenced off by a divider */
.header--V5 .hz-nav{margin:0 0 0 auto}
.header--V5 .hz-cta{border-left:1px solid color-mix(in srgb,var(--ink) 18%,transparent);padding-left:18px;margin-left:6px}
/* V6: floating rounded pill bar (util hidden) */
.header--V6 .hz-util{display:none}
.header--V6 .hz-main{margin:11px 14px;border-radius:40px;border:1px solid color-mix(in srgb,var(--ink) 16%,transparent);box-shadow:0 14px 34px -18px rgba(0,0,0,.55)}
.header--V6 .hz-row{height:60px}.header--V6 .hz-link{border-radius:22px}
/* V7: boxed/bordered nav group */
.header--V7 .hz-nav{border:1px solid color-mix(in srgb,var(--ink) 16%,transparent);border-radius:12px;padding:4px 8px;margin:0 auto}
.header--V7 .hz-link{border-radius:8px}.header--V7 .hz-main{border-bottom-width:2px}
/* V8: logo on an accent panel, nav right */
.header--V8 .hz-logo{background:color-mix(in srgb,#e88017 14%,transparent);padding:8px 16px;border-radius:12px}
.header--V8 .hz-nav{margin:0 0 0 auto}
/* V9: full-width bottom accent rail, tinted util, centered nav underline */
.header--V9 .hz-main{border-bottom:3px solid #e88017}
.header--V9 .hz-nav{margin:0 auto}
.header--V9 .hz-link:hover{background:transparent;box-shadow:inset 0 -3px 0 #e88017}
.header--V9 .hz-util{background:color-mix(in srgb,#e88017 10%,var(--bg))}
/* V10: tall airy main, no util, large serif nav */
.header--V10 .hz-util{display:none}
.header--V10 .hz-main{background:color-mix(in srgb,var(--bg) 96%,#000);border-bottom:1px solid color-mix(in srgb,var(--ink) 10%,transparent)}
.header--V10 .hz-row{height:86px}
.header--V10 .hz-link{font-family:'Playfair Display',Georgia,serif;font-size:16px}
/* V11: gradient util + shadowed main + pill nav links */
.header--V11 .hz-util{background:linear-gradient(90deg,#204c79,color-mix(in srgb,#204c79 55%,#000));color:#fff}
.header--V11 .hz-util a,.header--V11 .hz-uphone,.header--V11 .hz-util .hz-hours{color:#fff!important}
.header--V11 .hz-main{box-shadow:0 14px 30px -20px rgba(0,0,0,.6)}
.header--V11 .hz-link{border-radius:999px}
.header--V11 .hz-link:hover{background:color-mix(in srgb,#e88017 16%,transparent)}
/* extra treatment T4 (transparent glass), nav N3 (dot marker), logo G2 (serif wordmark) */
.header--T4 .hz-main{background:color-mix(in srgb,var(--bg) 80%,transparent);border-bottom:1px solid color-mix(in srgb,var(--ink) 20%,transparent);backdrop-filter:blur(10px)}
.header--N3 .hz-item{position:relative}
.header--N3 .hz-item>.hz-link{position:relative}
.header--N3 .hz-item>.hz-link:after{content:"";position:absolute;left:50%;bottom:7px;width:4px;height:4px;border-radius:50%;background:#e88017;transform:translateX(-50%) scale(0);transition:transform .16s}
.header--N3 .hz-item:hover>.hz-link:after{transform:translateX(-50%) scale(1)}
.header--G2 .hz-nm{font-family:'Playfair Display',Georgia,serif;letter-spacing:-.01em}
/* HERO extra layouts L6-L8 (photo panel width / section height) */
.hero--L6 .hz-bgphoto{width:40%}.hero--L6 .hz-h1{font-size:clamp(34px,4.8vw,52px)}
.hero--L7 .hz-bgphoto{width:48%}.hero--L7 .hz-bgpat{opacity:.8}
.hero--L8{min-height:clamp(480px,56vw,620px)}.hero--L8 .hz-bgphoto{width:46%}
/* L9 photo TOP band + copy below; L10 typography-led (no photo) */
/* L9: copy sits a tight, fixed gap UNDER the photo band (padding-top tracks the band height; no vertical centering) */
.hero--L9{min-height:0;align-items:flex-start;padding-top:calc(clamp(180px,21vw,300px) + 8px);padding-bottom:clamp(44px,5vw,70px)}
.hero--L9 .hz-hero__grid{grid-template-columns:1fr}
.hero--L9 .hz-bgphoto{width:100%;height:clamp(180px,21vw,300px);inset:0 0 auto 0;box-shadow:0 32px 62px -24px color-mix(in srgb,#204c79 58%,transparent)}
/* keep the panel photo crisp near its base and fade to the ground only in the last band, so the copy tucks
   right under the image with no green dead-gap (eyebrow sits 8px below the photo box). */
.hero--L9 .hz-bgphoto:before{background:linear-gradient(180deg,transparent 0,transparent 68%,color-mix(in srgb,var(--bg) 55%,transparent) 88%,var(--bg) 100%)}
.hero--L9 .hz-copy{max-width:none}
.hero--L10 .hz-bgphoto{display:none}
.hero--L10 .hz-bgpat{opacity:1}
.hero--L10 .hz-bg:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 50% 42%,transparent,var(--bg) 78%)}
.hero--L10 .hz-hero__grid{grid-template-columns:1fr;justify-items:center;text-align:center;max-width:880px;margin:0 auto}
.hero--L10 .hz-copy{max-width:760px}
.hero--L10 .hz-eyebrow,.hero--L10 .hz-hcta,.hero--L10 .hz-trust{justify-content:center}
.hero--L10 .bl-answer{margin-left:auto;margin-right:auto;text-align:left}
.hero--L10 .hz-h1{font-size:clamp(40px,6.5vw,70px);max-width:18ch}
/* HERO photo-treatment axis M (keeps luminance so the photo stays visible on dark grounds too) */
.hero--M1 .hz-bgphoto{filter:saturate(.62) contrast(1.05)}
.hero--M2 .hz-bgphoto{filter:contrast(1.12) saturate(1.14)}
.hero--M3 .hz-bgphoto{filter:brightness(1.06) saturate(1.16)}
.hero--M3 .hz-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(96deg,transparent 46%,color-mix(in srgb,#e88017 18%,transparent));pointer-events:none}
/* HERO TRUST ROW: staircase S(4) x tile-style K(3) x icon-style I(3). transform-only stagger => no layout shift */
.trust--S0,.trust--S1,.trust--S2{padding-bottom:46px}
.trust--S0 .tr:nth-child(2){transform:translateY(13px)}
.trust--S0 .tr:nth-child(3){transform:translateY(26px)}
.trust--S0 .tr:nth-child(4){transform:translateY(39px)}
.trust--S1 .tr:nth-child(1){transform:translateY(39px)}
.trust--S1 .tr:nth-child(2){transform:translateY(26px)}
.trust--S1 .tr:nth-child(3){transform:translateY(13px)}
.trust--S2 .tr:nth-child(2){transform:translateY(20px)}
.trust--S2 .tr:nth-child(4){transform:translateY(20px)}
.trust--K1 .tr{background:color-mix(in srgb,var(--ink) 7%,transparent);padding:10px 10px;border-radius:11px}
.trust--K2 .tr{border-left:2px solid color-mix(in srgb,#e88017 55%,transparent);padding-left:10px}
.trust--I1 .tr-ic{border-radius:50%}
.trust--I2 .tr-ic{background:transparent;box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#e88017 55%,transparent)}
.trust--K3 .tr{border-top:2px solid color-mix(in srgb,#e88017 55%,transparent);padding-top:10px}
.trust--I3 .tr-ic{border-radius:9px;background:#204c79;color:#fff}
.trust--G1{gap:clamp(6px,1vw,12px)}.trust--G2{gap:clamp(12px,1.8vw,24px)}
/* FOOTER extra: layout V4, treat T3, linkstyle L, rule R, density D */
.footer--V4 .fz-grid{grid-template-columns:2fr 1fr 1fr 1fr}
.footer--V4 .fz-brand{border-right:1px solid color-mix(in srgb,var(--ink) 16%,transparent);padding-right:30px}
.footer--T3 .fz{border-top:none;box-shadow:inset 0 4px 0 #e88017}
.footer--T3 .fz-col h4{color:#e88017}
.footer--L1 .fz-col a:hover{padding-left:10px}
.footer--L2 .fz-col a{border-bottom:1px solid transparent}
.footer--L2 .fz-col a:hover{border-bottom-color:color-mix(in srgb,var(--ink) 24%,transparent)}
.footer--R1 .fz-col h4{border-bottom:2px solid color-mix(in srgb,#e88017 55%,transparent);padding-bottom:8px;display:inline-block}
.footer--D1 .fz-col a{padding:3px 0}
/* CTA BAND extra: seam V4, tint T3, edge-accent E, height H, corner C */
.ctaband--V4::before{background:radial-gradient(60% 100% at 50% 0,#e88017,transparent)}
.ctaband--T3 .sp-cta{box-shadow:inset 0 0 130px -30px rgba(0,0,0,.6)}
.ctaband--E1 .sp-cta{border-top:3px solid #e88017}
.ctaband--E2 .sp-cta{border-bottom:4px solid #204c79}
.ctaband--H1 .sp-cta{padding-top:clamp(74px,10vw,140px)!important;padding-bottom:clamp(74px,10vw,140px)!important}
.ctaband--C1::after{content:"";position:absolute;bottom:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#e88017,transparent);z-index:3}
/* STATS extra layouts L6-L7 */
.stats--L6{grid-template-columns:repeat(3,1fr)}
.stats--L6 .st{background:#204c79;border:none;border-radius:14px}
.stats--L6 .st p{color:#fff}.stats--L6 .st cite{color:#fff;opacity:.82}.stats--L6 .st-n{display:block;color:#e88017;font-size:26px}
.stats--L7{grid-template-columns:repeat(3,1fr)}
.stats--L7 .st{background:transparent;border:2px solid color-mix(in srgb,var(--ink) 22%,transparent);border-radius:10px}
.stats--L7 .st p{color:var(--ink)}.stats--L7 .st cite{color:color-mix(in srgb,var(--ink) 70%,transparent)}
/* REVIEWS extra layouts L6-L7 */
.reviews--L6 .rv-grid{grid-template-columns:1fr 1fr}
.reviews--L6 .rv{border-top:none;border-bottom:3px solid #e88017}
.reviews--L7 .rv-grid{grid-template-columns:repeat(3,1fr);align-items:start}
.reviews--L7 .rv:nth-child(even){transform:translateY(-10px)}
/* PROGRAM CARDS: arrange A(6) x style C(4) x shape S(4) x hover H(2) */
.progcards.progcards--A1{grid-template-columns:repeat(2,1fr)}
.progcards.progcards--A2{grid-template-columns:repeat(4,1fr)}
.progcards.progcards--A3{grid-template-columns:1.5fr 1fr 1fr}
.progcards.progcards--A4{grid-template-columns:repeat(3,1fr);gap:10px}
.progcards.progcards--A5{grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}
.progcards--C1 .sp-card{border-left-width:5px}
.progcards--C2 .sp-card{background:color-mix(in srgb,var(--bg) 90%,var(--ink))}
.progcards--C2 .sp-card h4{color:var(--ink)!important}.progcards--C2 .sp-card p{color:color-mix(in srgb,var(--ink) 78%,transparent)!important}
.progcards--C3 .sp-card{box-shadow:0 22px 46px -22px rgba(0,0,0,.55)}
.progcards--S1 .sp-card{border-radius:2px!important}
.progcards--S2 .sp-card{border-radius:18px!important}
.progcards--S3 .sp-card{border-radius:16px 4px 16px 4px!important}
.progcards--H1 .sp-card:hover{transform:translateY(-4px) scale(1.012)}
/* DIVIDER mark: mark M(6) x line L(4) x gap G(4) x thick T(2) */
.divider--M1 .dv-mark{width:24px;height:24px}
.divider--M2 .dv-mark{width:44px;height:44px}
.divider--M3 .dv-mark{transform:rotate(45deg)}
.divider--M4 .dv-mark svg{stroke:#204c79}
.divider--M5 .dv-mark{transform:rotate(180deg)}
.divider--L1 .dv-line{height:2px;background:color-mix(in srgb,var(--ink) 20%,transparent)}
.divider--L2 .dv-line{background:repeating-linear-gradient(90deg,color-mix(in srgb,var(--ink) 30%,transparent) 0 6px,transparent 6px 12px)}
.divider--L3 .dv-line{background:linear-gradient(90deg,transparent,#e88017,transparent)}
.divider--G1{gap:28px}.divider--G2{gap:8px}.divider--G3{gap:44px}
.divider--T1 .dv-line{height:3px}
/* SECTION-HEAD (bandhead, body-scoped): eyebrow E x heading H -> every band heading differs per site */
.bandhead--E1 .band .b-eb{background:#204c79;color:#fff;padding:4px 11px;border-radius:20px;display:inline-block}
.bandhead--E2 .band .b-eb:before{content:"";display:inline-block;width:26px;height:2px;background:#e88017;vertical-align:middle;margin-right:9px}
.bandhead--E3 .band .b-eb{border-left:3px solid #e88017;padding-left:10px}
.bandhead--E4 .band .b-eb{letter-spacing:.26em;color:color-mix(in srgb,#e88017 78%,var(--ink))}
.bandhead--H1 .band .b-h{display:inline-block;box-shadow:inset 0 -9px 0 color-mix(in srgb,#e88017 20%,transparent)}
.bandhead--H2 .band .b-h{font-style:italic}
.bandhead--E5 .band .b-eb{border:1px solid color-mix(in srgb,var(--ink) 22%,transparent);padding:4px 10px;border-radius:6px;display:inline-block}
.bandhead--E6 .band .b-eb:before{content:"//";margin-right:7px;color:#e88017}
.bandhead--E7 .band .b-eb{color:#204c79;font-weight:700}
.bandhead--H3 .band .b-h{text-transform:uppercase;letter-spacing:.01em;font-size:clamp(22px,2.9vw,30px)}
.bandhead--H4 .band .b-h:first-line{color:#e88017}
.bandhead--R1 .band .b-h:after{width:100%;height:1px;opacity:.3}
.bandhead--R2 .band .b-h:after{width:26px;height:4px}
.bandhead--R3 .band .b-h:after{display:none}
/* FAQ (faq): marker T x item-style O */
.faq--T1 .fq .mk{background:#e88017;color:#fff;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;font-size:16px}
.faq--T2 .fq .mk{border:2px solid #e88017;width:22px;height:22px;border-radius:6px;display:grid;place-items:center;font-size:15px}
.faq--T3 .fq .mk{color:#204c79}.faq--T3 .fq[open] .mk{transform:rotate(135deg)}
.faq--T4 .fq .mk{font-size:26px;color:#204c79}
.faq--O1 .fq{border:none;border-bottom:1px solid color-mix(in srgb,var(--ink) 18%,transparent);border-radius:0;background:transparent}
.faq--O1 .fq>summary{color:var(--ink)}.faq--O1 .fq .fa{color:color-mix(in srgb,var(--ink) 80%,transparent)}
.faq--O2 .fq{background:color-mix(in srgb,#e88017 6%,#fff)}
/* FAQ layout L (from faq library: two-col / cards / pills / flush / numbered / bordered) + density D */
.faqacc.faq--L1{columns:2;column-gap:14px}.faqacc.faq--L1 .fq{break-inside:avoid;margin-bottom:12px}
.faqacc.faq--L2 .fq{border-radius:16px;box-shadow:0 14px 30px -22px rgba(0,0,0,.5)}
.faqacc.faq--L3 .fq{border-radius:999px}.faqacc.faq--L3 .fq[open]{border-radius:18px}
.faqacc.faq--L4 .fq{border:none;border-bottom:1px solid color-mix(in srgb,var(--ink) 16%,transparent);border-radius:0;background:transparent}
.faqacc.faq--L4 .fq>summary{color:var(--ink)}.faqacc.faq--L4 .fq .fa{color:color-mix(in srgb,var(--ink) 80%,transparent)}
.faqacc.faq--L5{counter-reset:fq}.faqacc.faq--L5 .fq>summary:before{counter-increment:fq;content:counter(fq,decimal-leading-zero);font-family:'Playfair Display',Georgia,serif;color:#e88017;margin-right:12px;font-size:15px}
.faq--D1 .fq>summary{padding:12px 16px;font-size:14px}.faq--D1 .fq .fa{padding:0 16px 12px;font-size:13.5px}
/* FRAMED band (framed): layout L x accent A */
.framed--L1.imgband{grid-template-columns:minmax(0,.86fr) minmax(0,1fr)}
.framed--L2.imgband .pf{transform:rotate(2deg)}.framed--L2.imgband .pf img{border-radius:4px 17px 4px 17px}
.framed--L3.imgband{grid-template-columns:1fr;text-align:center}.framed--L3 .ib-fr{margin-top:16px}
.framed--A1.imgband .pf{box-shadow:0 0 0 5px color-mix(in srgb,#e88017 30%,transparent)}
.framed--L4.imgband{grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr)}
.framed--L5.imgband .pf{transform:rotate(-2deg)}.framed--L5.imgband .pf img{border-radius:18px 4px 18px 4px}
.framed--L6.imgband{grid-template-columns:1.3fr .7fr}
.framed--L7.imgband .pf img{aspect-ratio:1/1}
.framed--A2.imgband .pf{box-shadow:0 0 0 8px #fff,0 0 0 10px color-mix(in srgb,#e88017 30%,transparent)}
.framed--A3.imgband .pf img{filter:saturate(1.12) contrast(1.05)}
.framed--F1.imgband .pf img{border-radius:0}
.framed--F2.imgband .pf img{border-radius:50% 50% 8px 8px}
.framed--V1.imgband{align-items:start}

/* ============ mobile safety: any block variant collapses to a single readable column ============ */
@media(max-width:900px){
[class*="hero--L"] .hz-hero__grid{grid-template-columns:1fr!important}
.hero--L1 .hz-copy{order:2}.hero--L1 .hz-media{order:-1}
.hero--L3 .hz-copy{border-left:none;padding-left:0}
.fz-grid{grid-template-columns:1fr 1fr!important}.fz-brand{grid-column:1/-1}
}
@media(max-width:860px){
[class*="stats--L"]{grid-template-columns:1fr!important;gap:12px}
[class*="reviews--L"] .rv-grid{grid-template-columns:1fr!important}
.progcards[class*="progcards--A"]{grid-template-columns:1fr!important}
[class*="framed--L"].imgband{grid-template-columns:1fr!important}
.reviews--L5 .rv:nth-child(even){margin-left:0}
.reviews--L4 .rv:nth-child(3n+2),.reviews--L7 .rv:nth-child(even){transform:none}
}
@media(min-width:861px) and (max-width:1080px){.progcards[class*="progcards--A"]{grid-template-columns:1fr 1fr!important}}
/* ============ PROSE SECTION + ASIDE: text alternates side, the empty half carries a real supporting panel ============
   P panel6 x S side4 x W width4 x H heading5 x A asidestyle4 x G gap3 x R shape4 x I icon3 x V valign2 = 138,240 */
.psec .ps-grid{display:grid;gap:var(--psg,clamp(24px,3.2vw,50px));align-items:var(--psv,start)}
.psec.has-aside.ps-r .ps-grid{grid-template-columns:var(--psw,1.55fr) minmax(0,1fr)}
.psec.has-aside.ps-l .ps-grid{grid-template-columns:minmax(0,1fr) var(--psw,1.55fr)}
.psec.has-aside.ps-l .ps-main{order:2}
.psec.has-aside.ps-l .ps-aside{order:1}
.psec .ps-main{min-width:0}
.psec .ps-aside{min-width:0;position:relative}
.psec .ps-aside>*{border-radius:var(--psr,14px)}
.psec .ps-fig .pf img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;display:block}
.psec .ps-quote{margin:0;padding:24px 26px 22px}
.psec .ps-quote blockquote{margin:0;font-family:'Playfair Display',Georgia,serif;font-size:clamp(17px,1.85vw,21px);line-height:1.46;color:var(--ink)}
.psec .ps-quote:before{content:"\201C";position:absolute;top:-2px;left:14px;font-family:Georgia,serif;font-size:60px;line-height:1;color:color-mix(in srgb,#e88017 32%,transparent)}
.psec .ps-facts,.psec .ps-list{list-style:none;margin:0;padding:22px 22px;display:grid;gap:15px;background:color-mix(in srgb,var(--ink) 5%,transparent)}
.psec .ps-quote{background:color-mix(in srgb,var(--ink) 4%,transparent)}
.psec .ps-facts li{display:grid;grid-template-columns:auto minmax(0,1fr);grid-template-areas:"i b" "i s";column-gap:12px;align-items:center}
.psec .ps-facts b{grid-area:b;color:var(--ink);font-size:14.5px;line-height:1.2}
.psec .ps-facts .ps-fs{grid-area:s;font-size:12.5px;color:color-mix(in srgb,var(--ink) 66%,transparent)}
.psec .ps-list li{display:flex;gap:11px;align-items:flex-start;font-size:14.5px;line-height:1.5;color:color-mix(in srgb,var(--ink) 88%,transparent)}
.psec .ps-ic{display:grid;place-items:center;width:30px;height:30px;flex:none;border-radius:9px;color:#e88017;background:color-mix(in srgb,#e88017 14%,transparent)}
.psec .ps-facts .ps-ic{grid-area:i}
.psec .ps-ic svg{width:16px;height:16px}
.psec .ps-shape{display:grid;place-items:center;padding:26px;min-height:210px}
.psec .ps-shape svg{width:min(230px,82%);height:auto;stroke:#e88017;opacity:.45}
/* W: text/aside column ratio */
.prosesec--W0{--psw:1.55fr}.prosesec--W1{--psw:1.35fr}.prosesec--W2{--psw:1.9fr}.prosesec--W3{--psw:2.2fr}
/* G: gap  |  R: aside corner  |  V: vertical alignment */
.prosesec--G0{--psg:clamp(24px,3.2vw,50px)}.prosesec--G1{--psg:clamp(18px,2.4vw,34px)}.prosesec--G2{--psg:clamp(30px,4.2vw,66px)}
.prosesec--R0{--psr:14px}.prosesec--R1{--psr:2px}.prosesec--R2{--psr:24px}.prosesec--R3{--psr:20px 4px 20px 4px}
.prosesec--V0{--psv:start}.prosesec--V1{--psv:center}
/* A: aside surface (ground-safe, ink text stays legible on dark AND light grounds) */
.prosesec--A1 .ps-aside>*{background:color-mix(in srgb,var(--ink) 6%,transparent)}
.prosesec--A2 .ps-aside>*{border:1px solid color-mix(in srgb,var(--ink) 18%,transparent)}
.prosesec--A3 .ps-aside>*{background:color-mix(in srgb,#e88017 8%,transparent);border-left:3px solid #e88017}
.prosesec--A1 .ps-fig,.prosesec--A2 .ps-fig,.prosesec--A3 .ps-fig{background:none;border:none;padding:0}
/* H: section-heading treatment */
.prosesec--H1 .ps-h:after{width:100%;height:1px;opacity:.35}
.prosesec--H2 .ps-h{padding-left:16px;padding-bottom:0}
.prosesec--H2 .ps-h:after{left:0;top:3px;bottom:3px;width:3px;height:auto}
.prosesec--H3 .ps-h:after{display:none}
.prosesec--H3 .ps-eb{background:#204c79;color:#fff;padding:4px 11px;border-radius:20px;display:inline-block}
.prosesec--H4 .ps-h:after{width:26px;height:4px}
.prosesec--H4 .ps-eb{font-style:italic;letter-spacing:.08em}
/* I: aside icon chip */
.prosesec--I1 .ps-ic{border-radius:50%}
.prosesec--I2 .ps-ic{background:transparent;box-shadow:inset 0 0 0 1.5px color-mix(in srgb,#e88017 50%,transparent)}
@media(max-width:900px){
.psec .ps-grid{grid-template-columns:1fr!important;gap:24px!important}
.psec.has-aside .ps-main{order:1!important}.psec.has-aside .ps-aside{order:2!important}
.psec .ps-shape{display:none}
}
/* ---- mobile hero: photo becomes a full-width top band, copy sits on solid ground (variant selectors outrank the
       base media query, so these must be !important) ---- */
@media(max-width:900px){
[class*="hero--"] .hz-hero__grid{grid-template-columns:1fr!important}
[class*="hero--"] .hz-copy{max-width:none!important;grid-column:auto!important;margin-left:0!important}
[class*="hero--"] .hz-bgphoto{width:100%!important;height:clamp(160px,46vw,290px)!important;inset:0 0 auto 0!important}
[class*="hero--"] .hz-bgphoto:before{background:linear-gradient(180deg,transparent 0,color-mix(in srgb,var(--bg) 40%,transparent) 55%,var(--bg))!important}
.hero--L10 .hz-bgphoto{display:none!important}
.hz-trust{grid-template-columns:1fr 1fr;gap:16px;padding-bottom:0!important}
[class*="trust--"] .tr{transform:none!important}
}
@media(max-width:430px){.hz-trust{grid-template-columns:1fr}}
/* ---- small screens: the unified CTA button must not overflow the header and push the burger off-screen ---- */
@media(max-width:560px){
.hz-apply{padding:10px 12px!important;font-size:12.5px!important;border-radius:9px!important;letter-spacing:0!important}
.hz-row{gap:10px}.hz-logo img{height:30px}.hz-nm{font-size:16px}.hz-cta{gap:8px}
}

.btn--S1 .hz-apply,.btn--S1 .btn-primary,.btn--S1 .ib-cta,.btn--S1 .mcta-b.apply,.btn--S1 .sp-cta .cbtn,.btn--S1 .bl-btn,.btn--S1 .cta-btn{border-radius:999px!important;clip-path:none!important}
.btn--S2 .hz-apply,.btn--S2 .btn-primary,.btn--S2 .ib-cta,.btn--S2 .mcta-b.apply,.btn--S2 .sp-cta .cbtn,.btn--S2 .bl-btn,.btn--S2 .cta-btn{border-radius:2px!important;clip-path:none!important}
.btn--S3 .hz-apply,.btn--S3 .btn-primary,.btn--S3 .ib-cta,.btn--S3 .mcta-b.apply,.btn--S3 .sp-cta .cbtn,.btn--S3 .bl-btn,.btn--S3 .cta-btn{border-radius:22px!important;clip-path:none!important}
.btn--S4 .hz-apply,.btn--S4 .btn-primary,.btn--S4 .ib-cta,.btn--S4 .mcta-b.apply,.btn--S4 .sp-cta .cbtn,.btn--S4 .bl-btn,.btn--S4 .cta-btn{border-radius:4px!important;clip-path:polygon(11px 0,100% 0,100% calc(100% - 11px),calc(100% - 11px) 100%,0 100%,0 11px)!important}
.btn--S5 .hz-apply,.btn--S5 .btn-primary,.btn--S5 .ib-cta,.btn--S5 .mcta-b.apply,.btn--S5 .sp-cta .cbtn,.btn--S5 .bl-btn,.btn--S5 .cta-btn{border-radius:3px 16px 3px 16px!important;clip-path:none!important}
.btn--S6 .hz-apply,.btn--S6 .btn-primary,.btn--S6 .ib-cta,.btn--S6 .mcta-b.apply,.btn--S6 .sp-cta .cbtn,.btn--S6 .bl-btn,.btn--S6 .cta-btn{border-radius:6px!important;padding:15px 34px!important;letter-spacing:.05em!important;text-transform:uppercase!important;font-size:13px!important;clip-path:none!important}
.btn--F1 .hz-apply,.btn--F1 .btn-primary,.btn--F1 .ib-cta,.btn--F1 .mcta-b.apply,.btn--F1 .sp-cta .cbtn,.btn--F1 .bl-btn,.btn--F1 .cta-btn{background:linear-gradient(135deg,#204c79,color-mix(in srgb,#204c79 60%,#000))!important}
.btn--F2 .hz-apply,.btn--F2 .btn-primary,.btn--F2 .ib-cta,.btn--F2 .mcta-b.apply,.btn--F2 .sp-cta .cbtn,.btn--F2 .bl-btn,.btn--F2 .cta-btn{background:linear-gradient(120deg,#204c79,color-mix(in srgb,#e88017 55%,#204c79))!important}
.btn--F3 .hz-apply,.btn--F3 .btn-primary,.btn--F3 .ib-cta,.btn--F3 .mcta-b.apply,.btn--F3 .sp-cta .cbtn,.btn--F3 .bl-btn,.btn--F3 .cta-btn{background:color-mix(in srgb,#204c79 88%,#000)!important;box-shadow:inset 0 1px 0 rgba(255,255,255,.25),0 10px 24px -12px rgba(0,0,0,.55)!important}
.btn--F4 .hz-apply,.btn--F4 .btn-primary,.btn--F4 .ib-cta,.btn--F4 .mcta-b.apply,.btn--F4 .sp-cta .cbtn,.btn--F4 .bl-btn,.btn--F4 .cta-btn{box-shadow:inset 0 0 0 2px color-mix(in srgb,#e88017 55%,transparent),0 10px 24px -12px rgba(0,0,0,.55)!important}
.btn--E1 .hz-apply,.btn--E1 .btn-primary,.btn--E1 .ib-cta,.btn--E1 .mcta-b.apply,.btn--E1 .sp-cta .cbtn,.btn--E1 .bl-btn,.btn--E1 .cta-btn{border:2px solid #e88017!important;border-bottom-width:2px!important}
.btn--E2 .hz-apply,.btn--E2 .btn-primary,.btn--E2 .ib-cta,.btn--E2 .mcta-b.apply,.btn--E2 .sp-cta .cbtn,.btn--E2 .bl-btn,.btn--E2 .cta-btn{border:none!important;box-shadow:0 14px 30px -12px rgba(0,0,0,.6)!important}
.btn--E3 .hz-apply,.btn--E3 .btn-primary,.btn--E3 .ib-cta,.btn--E3 .mcta-b.apply,.btn--E3 .sp-cta .cbtn,.btn--E3 .bl-btn,.btn--E3 .cta-btn{border:none!important;border-left:4px solid #e88017!important}
.btn--I1 .hz-apply,.btn--I1 .btn-primary,.btn--I1 .ib-cta,.btn--I1 .mcta-b.apply,.btn--I1 .sp-cta .cbtn,.btn--I1 .bl-btn,.btn--I1 .cta-btn{text-transform:uppercase!important;letter-spacing:.08em!important;font-size:13px!important}
.btn--Z1 .hz-apply,.btn--Z1 .btn-primary,.btn--Z1 .ib-cta,.btn--Z1 .mcta-b.apply,.btn--Z1 .sp-cta .cbtn,.btn--Z1 .bl-btn,.btn--Z1 .cta-btn{padding:11px 20px!important;font-size:13.5px!important}
.btn--Z2 .hz-apply,.btn--Z2 .btn-primary,.btn--Z2 .ib-cta,.btn--Z2 .mcta-b.apply,.btn--Z2 .sp-cta .cbtn,.btn--Z2 .bl-btn,.btn--Z2 .cta-btn{padding:17px 34px!important;font-size:16px!important}
.content-card,.sp-card,.td-card,.bl-post,.cb-nap{position:relative;border-width:var(--bbw,1px)!important;border-style:var(--bbs,solid)!important;border-color:var(--bbc,#dbe1ea)!important;border-radius:var(--bbr,10px)!important;box-shadow:var(--bbring,0 0 #0000),var(--bbsh,0 18px 40px -26px rgba(0,0,0,.5))!important}
.blockborder--R0{--bbr:10px}
.blockborder--R1{--bbr:0}
.blockborder--R2{--bbr:4px}
.blockborder--R3{--bbr:16px}
.blockborder--R4{--bbr:24px}
.blockborder--R5{--bbr:4px 18px 4px 18px}
.blockborder--R6{--bbr:18px 4px 18px 4px}
.blockborder--R7{--bbr:20px 20px 4px 4px}
.blockborder--R8{--bbr:4px 4px 20px 20px}
.blockborder--R9{--bbr:2px 16px 16px 2px}
.blockborder--R10{--bbr:16px 2px 2px 16px}
.blockborder--R11{--bbr:28px 8px 28px 8px}
.blockborder--R12{--bbr:8px 28px 8px 28px}
.blockborder--R13{--bbr:14px 14px 0 0}
.blockborder--R14{--bbr:0 14px 14px 14px}
.blockborder--R15{--bbr:30px}
.blockborder--S0{--bbs:solid}
.blockborder--S1{--bbs:dashed}
.blockborder--S2{--bbs:dotted}
.blockborder--S3{--bbs:double}
.blockborder--S4{--bbs:groove}
.blockborder--W0{--bbw:1px}
.blockborder--W1{--bbw:2px}
.blockborder--W2{--bbw:3px}
.blockborder--D0{--bbsh:0 18px 40px -26px rgba(0,0,0,.5)}
.blockborder--D1{--bbsh:0 0 #0000}
.blockborder--D2{--bbsh:0 10px 22px -14px rgba(0,0,0,.55)}
.blockborder--D3{--bbsh:0 30px 60px -30px rgba(0,0,0,.6)}
.blockborder--D4{--bbsh:0 26px 50px -30px rgba(0,0,0,.5),0 4px 10px -6px rgba(0,0,0,.4)}
.blockborder--E0{--bbring:0 0 #0000}
.blockborder--E1{--bbring:inset 0 0 0 1px color-mix(in srgb,#e88017 30%,transparent)}
.blockborder--E2{--bbring:0 0 0 3px color-mix(in srgb,#e88017 16%,transparent)}
.blockborder--E3{--bbring:inset 0 -3px 0 #e88017}
.blockborder--E4{--bbring:inset 0 3px 0 #e88017}
.blockborder--E5{--bbring:inset 3px 0 0 #e88017}
.blockborder--E6{--bbring:inset 0 0 0 2px #fff,0 0 0 3px color-mix(in srgb,#e88017 24%,transparent)}
.blockborder--E7{--bbring:inset 0 0 0 1px color-mix(in srgb,#204c79 22%,transparent)}
.blockborder--K0{--bbc:#dbe1ea}
.blockborder--K1{--bbc:color-mix(in srgb,#e88017 45%,#dbe1ea)}
.blockborder--K2{--bbc:color-mix(in srgb,#204c79 40%,#dbe1ea)}
.blockborder--K3{--bbc:color-mix(in srgb,#e88017 24%,#ffffff)}
.blockborder--I1 .content-card::before,.blockborder--I1 .sp-card::before,.blockborder--I1 .td-card::before,.blockborder--I1 .bl-post::before,.blockborder--I1 .cb-nap::before{content:"";position:absolute;inset:6px;border:1px solid color-mix(in srgb,#e88017 20%,transparent);border-radius:inherit;pointer-events:none}


/* ===== EXPANDED-MENU per-site variants (mega family) ===== */
/* FRAME - panel silhouette (loud axis) */
.hz-item .mega.mega--F1{border-radius:3px;border:1.5px solid #204c79;box-shadow:0 18px 40px -22px rgba(0,0,0,.5)}
.hz-item .mega.mega--F2{border-radius:22px 22px 10px 10px}
.hz-item .mega.mega--F3{border-radius:20px 6px 20px 6px}
.hz-item .mega.mega--F4{border-top:4px solid #e88017;border-radius:4px 4px 14px 14px}
.hz-item .mega.mega--F5{border-left:4px solid #e88017;border-radius:4px 14px 14px 4px}
.hz-item .mega.mega--F6{border:1px solid #204c79;outline:1.5px solid color-mix(in srgb,#e88017 40%,#fff);outline-offset:3px;border-radius:12px}
.hz-item .mega.mega--F7{border-radius:26px;border:none;box-shadow:0 40px 80px -28px rgba(0,0,0,.6)}
/* REVEAL - open animation (closed + open states) */
.hz-item .mega.mega--R1{transform:translateY(-8px)}
.hz-item:hover .mega.mega--R1,.hz-item:focus-within .mega.mega--R1{transform:translateY(0)}
.hz-item .mega.mega--R2{transform:scaleY(.94);transform-origin:top center}
.hz-item:hover .mega.mega--R2,.hz-item:focus-within .mega.mega--R2{transform:scaleY(1)}
.hz-item .mega.mega--R3{clip-path:inset(0 0 100% 0);transform:none;transition:opacity .2s ease,clip-path .26s ease,visibility 0s linear .28s}
.hz-item:hover .mega.mega--R3,.hz-item:focus-within .mega.mega--R3{clip-path:inset(0 0 0 0);transition:opacity .2s ease,clip-path .26s ease}
.hz-item .mega.mega--R4{transform:scale(.96)}
.hz-item:hover .mega.mega--R4,.hz-item:focus-within .mega.mega--R4{transform:scale(1)}
.hz-item .mega.mega--R5{transform:translateX(-12px)}
.hz-item:hover .mega.mega--R5,.hz-item:focus-within .mega.mega--R5{transform:translateX(0)}
.hz-item .mega.mega--R6{transform:none}
.hz-item:hover .mega.mega--R6,.hz-item:focus-within .mega.mega--R6{transform:none}
.hz-item .mega.mega--R7{transform:perspective(800px) rotateX(-10deg);transform-origin:top center}
.hz-item:hover .mega.mega--R7,.hz-item:focus-within .mega.mega--R7{transform:perspective(800px) rotateX(0)}
/* PANELBG - all light so text stays readable */
.hz-item .mega.mega--G1{background:color-mix(in srgb,#e88017 5%,#fff)}
.hz-item .mega.mega--G2{background:linear-gradient(180deg,#fff,color-mix(in srgb,#e88017 7%,#fff))}
.hz-item .mega.mega--G3{background:linear-gradient(90deg,#e88017 0 5px,#fff 5px)}
.hz-item .mega.mega--G4{background:#faf7f2}
.hz-item .mega.mega--G5{background:color-mix(in srgb,#eaf0f5 8%,#fff)}
/* CHIP - icon container */
.mega--C1 .mega__ic{border-radius:50%}
.mega--C2 .mega__ic{background:none;color:#e88017;width:22px;height:22px}
.mega--C3 .mega__ic{background:transparent;border:1.5px solid color-mix(in srgb,#e88017 55%,#fff);border-radius:10px}
.mega--C4 .mega__ic{background:#e88017;color:#fff}
.mega--C5 .mega__ic{background:none;border-left:3px solid #e88017;border-radius:0;width:20px;color:#204c79}
.mega--C6 .mega__ic{background:#fff;box-shadow:0 0 0 1.5px color-mix(in srgb,#e88017 45%,#fff);border-radius:50%}
.mega--C7 .mega__ic{background:#fff;box-shadow:0 4px 10px -4px rgba(0,0,0,.35);color:#e88017}
/* ICONFAM - glyph stroke rendering (CSS overrides the SVG presentation attrs) */
.mega--I1 .mega__ic svg{stroke-width:2.4px}
.mega--I2 .mega__ic svg{stroke-width:1.3px}
.mega--I3 .mega__ic svg{stroke-width:1.7px;stroke-linecap:square;stroke-linejoin:miter}
.mega--I4 .mega__ic svg{stroke-width:2.2px;stroke-linecap:square;stroke-linejoin:miter}
.mega--I5 .mega__ic svg{stroke-width:1.5px;transform:scale(1.12)}
/* HOVER - link motion */
.mega--H1 .mega__link:hover{background:color-mix(in srgb,#e88017 12%,#fff);transform:none}
.mega--H2 .mega__link:hover{background:none;transform:none;box-shadow:inset 0 -2px 0 #e88017}
.mega--H3 .mega__link:hover{background:color-mix(in srgb,#e88017 8%,#fff);transform:none}
.mega--H3 .mega__link:hover .mega__ic{transform:scale(1.14)}
.mega--H4 .mega__link{border-left:2px solid transparent}
.mega--H4 .mega__link:hover{border-left-color:#e88017;background:color-mix(in srgb,#e88017 7%,#fff);transform:none}
.mega--H5 .mega__link:hover{transform:translateY(-1px);box-shadow:0 6px 16px -8px rgba(0,0,0,.4);background:#fff}
.mega--H6 .mega__link:hover{background:none;transform:none}
.mega--H6 .mega__link:hover .mega__ic{background:#e88017;color:#fff}
/* ROWLAYOUT - link row */
.mega--L1 .mega__link{position:relative}
.mega--L1 .mega__link::after{content:"\2192";margin-left:auto;padding-left:8px;opacity:0;transform:translateX(-4px);transition:.15s;color:#e88017}
.mega--L1 .mega__link:hover::after{opacity:.75;transform:none}
.mega--L2 .mega__link{flex-direction:column;align-items:flex-start;gap:5px}
.mega--L3 .mega__link{padding:6px 8px;font-size:13px;gap:8px}
.mega--L3 .mega__ic{width:24px;height:24px}
.mega--L4 .mega__link{border-bottom:1px solid color-mix(in srgb,#141922 8%,transparent);border-radius:0}
.mega--L5 .mega__link{background:color-mix(in srgb,#e88017 6%,#fff);margin:3px 0}
/* FOOTER - the mega "all ..." action */
.mega--T1 .mega__all{border-top:none;background:#e88017;color:#fff;padding:8px 16px;border-radius:999px;margin-top:14px}
.mega--T2 .mega__all{display:block;background:color-mix(in srgb,#e88017 8%,#fff);border-top:none;border-radius:8px;padding:10px 12px;margin-top:12px}
.mega--T3 .mega__all{display:block;border-top:2px solid #e88017;padding-top:10px;text-align:right}
.mega--T4 .mega__all{display:none}
.mega--T5 .mega__all{border-top:none;text-decoration:underline;text-underline-offset:4px}
.mega--T6 .mega__all{display:block;text-align:center;background:#204c79;color:#fff;border-top:none;border-radius:10px;padding:11px;margin-top:14px}
/* CARET - nav trigger indicator + open state */
.hz-car--K1{transition:transform .2s}
.hz-item:hover .hz-car--K1{transform:rotate(180deg)}
.hz-car--K2{font-size:0}
.hz-car--K2::before{content:"+";font-size:12px;font-weight:700;opacity:.85}
.hz-item:hover .hz-car--K2::before{content:"\2212"}
.hz-car--K3{display:none}
.hz-item:has(.hz-car--K3):hover>.hz-link{text-decoration:underline;text-underline-offset:5px;text-decoration-color:#e88017}
.hz-car--K4{font-size:0}
.hz-car--K4::before{content:"\2022";font-size:14px;opacity:.7}
.hz-car--K5{display:inline-block;transform:rotate(-90deg);transition:transform .2s}
.hz-item:hover .hz-car--K5{transform:rotate(0)}

/* qa-mobile-header-fix */@media(max-width:640px){.hz-apply{display:none!important}.hz-cta{border-left:none!important;padding-left:0!important;margin-left:0!important}}

/* qa-mobile-linkwrap-fix */@media(max-width:640px){.psec .ps-body a{white-space:normal!important}}

/* qa-mobile-overflow-fix */@media(max-width:640px){.progrows{grid-template-columns:1fr!important}.progrows .pr{min-width:0!important}}
/* qa-ui-fix */
.hz-link{white-space:nowrap}
.hz-trust .tr b{color:#fff!important;text-shadow:0 1px 3px rgba(0,0,0,.45)}
.hz-trust .tr .tr-s{color:rgba(255,255,255,.82)!important;text-shadow:0 1px 2px rgba(0,0,0,.45)}
.hz-trust{border-top-color:rgba(255,255,255,.25)!important}

/* === Hero full-width UI fix === */
.hz-hero .hz-hero__grid{grid-template-columns:1fr!important}
.hz-hero .hz-copy{grid-column:1!important;max-width:none!important;text-align:left!important;align-items:flex-start!important}
.hz-hero .hz-eyebrow{justify-content:flex-start!important}
.hz-hero .hz-hcta{justify-content:flex-start!important}
.hz-hero .hz-ov{background:linear-gradient(to bottom,rgba(0,0,0,.55) 0%,rgba(0,0,0,.42) 60%,rgba(0,0,0,.58) 100%)!important}

/* === Footer visibility fix === */
.fz{--ink:#ffffff;background:color-mix(in srgb,var(--prim) 88%,#000)!important}
.fz .fz-nap,.fz .fz-blurb{color:rgba(255,255,255,.78)!important}
.fz .fz-col a{color:rgba(255,255,255,.72)!important}
.fz .fz-col a:hover{color:#fff!important}
.fz .fz-legal{color:rgba(255,255,255,.55)!important;border-top-color:rgba(255,255,255,.15)!important}
.fz .fz-logo span{color:#fff!important}
.fz .ft-pattern{opacity:.18!important}
/* === Program card link underline fix === */
.progrows .pr{text-decoration:none}.progrows .pr h3,.progrows .pr p{text-decoration:none}

/* === Footer trust + logo fix === */
.fz .fz-trust{margin-bottom:40px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.14)!important}
.fz .fz-tb{background:rgba(255,255,255,.07)!important;border-color:rgba(255,255,255,.15)!important}
.fz .fz-logo img{height:40px;width:40px;background:rgba(255,255,255,.12);border-radius:10px;padding:6px;box-shadow:none}
.fz .fz-logo span{font-size:20px;font-weight:700}
/* === Hero ghost button fix: dark overlay needs white ghost === */
.hz-hero .hz-hcta .btn-ghost{color:#fff!important;border-color:rgba(255,255,255,.55)!important;background:rgba(255,255,255,.1)!important}
.hz-hero .hz-hcta .btn-ghost:hover{background:rgba(255,255,255,.2)!important;border-color:rgba(255,255,255,.8)!important}
/* === Footer CTA buttons: equal size, side-by-side on desktop, stacked on mobile === */
.fz .fz-cta{gap:12px}
.fz .fz-cta .cta-btn,.fz .fz-cta .cta-btn2{flex:1 1 0;min-width:0;min-height:52px!important;padding-top:0!important;padding-bottom:0!important;box-sizing:border-box!important;justify-content:center!important}
@media(max-width:480px){.fz .fz-cta{flex-direction:column!important}.fz .fz-cta .cta-btn,.fz .fz-cta .cta-btn2{flex:none;width:100%!important}}

/* === Hero text visibility fix: dark --ink invisible on dark overlay === */
.hz-hero .hz-h,.hz-hero .hz-lead,.hz-hero .hz-eyebrow,.hz-hero .hz-body{color:#fff!important}
.hz-hero .hz-copy p{color:rgba(255,255,255,.88)!important}

/* === Hero bl-answer bold label + equal hero buttons === */
.hz-hero .bl-answer p b,.hzp .bl-answer p b{color:rgba(255,255,255,.92)!important}
.hz-hero .hz-hcta .btn-primary,.hz-hero .hz-hcta .btn-ghost{flex:1 1 0!important;min-height:52px!important;padding-top:0!important;padding-bottom:0!important;box-sizing:border-box!important;justify-content:center!important;text-align:center!important}