Canyon Lending Group is a licensed commercial loan broker in McKinney, TX, connecting local businesses to SBA 7(a) loans, working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and other capital solutions.
A commercial loan broker acts as your advocate, shopping your application across multiple lenders to find competitive terms you wouldn't access directly. We handle the paperwork, translate underwriting requirements, and negotiate on your behalf. Instead of applying to five banks separately and burning five credit pulls, you work with one broker who presents your deal to the right lenders the first time. That matters in McKinney, where the business corridor along Eldorado Parkway and the Craig Ranch development have created demand for fast, flexible capital among retailers, medical offices, and service companies.
Canyon Lending Group serves McKinney, New Hope, Fairview, Melissa, Princeton, Allen, Lucas, Anna, Prosper, and Weston. Our office is at 6800 Weiskopf Ave, McKinney, TX 75070. Call us at (972) 357-1128 to discuss your scenario.
Most established businesses qualify if they've been operating at least two years, generate consistent revenue, and can document cash flow. We broker loans for retail shops, medical practices, contractors, manufacturers, warehouses, and professional services. Startups may qualify for SBA 7(a) financing if the owner brings industry experience and adequate equity. Credit standards vary by lender and loan type, but our job is to find the institution that fits your profile, not to reject you at the door.
We also work with businesses purchasing owner-occupied commercial real estate along US-75 or near the Collin County Government Center, where property values and lease rates have climbed as McKinney's population passed 200,000.
How it works
Businesses come to a commercial finance broker when they need more than a simple term loan. Common scenarios include purchasing a building, refinancing expensive merchant cash advances, consolidating multiple debts, buying out a partner, acquiring another company, or funding a major equipment upgrade. A McKinney HVAC contractor, for example, might need equipment financing for a fleet of service vans and diagnostic tools while simultaneously securing a line of credit for seasonal payroll. Structuring that across two lenders requires a broker who understands both products and timing.
Invoice factoring and working capital advances help businesses bridge the gap when Collin County municipal contracts or large commercial clients pay on net-60 terms.
How it works
Start with a phone call to (972) 357-1128. We'll ask about your business, the capital need, and your timeline. Then we collect basic documents: two years of tax returns, recent bank statements, a profit-and-loss statement, and a brief narrative of how you'll use the funds. We package your application, submit it to lenders in our network, and manage follow-up questions. You'll receive term sheets from multiple sources, and we'll walk you through the trade-offs in rate, amortization, prepayment penalties, and covenants before you sign.
The entire process typically takes two to six weeks, depending on loan type and lender workload. For time-sensitive deals, we prioritize lenders with faster underwriting pipelines.
Visit our McKinney commercial lending hub for an overview of all programs, or explore our full service area coverage across Collin County.
A local investor wanted to acquire a 12,000-square-foot strip center near the intersection of Virginia Parkway and Stacy Road. The property was 85 percent leased to a mix of salons, a tutoring center, and a physical therapy clinic. Traditional banks hesitated because one anchor tenant had recently renewed on a shorter lease term. We placed the deal with a portfolio lender comfortable with transitional occupancy, structured as a commercial mortgage with a 20-year amortization and a rate-lock period that matched the investor's hold strategy. The broker relationship made the difference.
Serving the McKinney area
We know which lenders fund which kinds of McKinney businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
